Ziidi Money Market Fund
Safaricom / Standard Investment Bank
Last updated: January 14, 2026
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0/5Based on 0 Reviews
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Processing Fee
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Pros & Cons
Pros
- Lowest minimum in Kenya (KES 100)
- No fees on M-Pesa transfers
- Instant access to funds
- Simple USSD access for all phones
- Massive user trust (Safaricom brand)
- Lock feature for discipline
Cons
- Lower returns than some competitors (6-7% vs 10-12%)
- Returns dropped significantly from 2024 highs
- Only accessible via M-Pesa
- Individual accounts only (no business)
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Product Details
Features
- Invest from just KES 100 via M-Pesa
- No M-Pesa transaction fees to or from fund
- Access via M-Pesa App or *334# USSD
- Lock funds feature for savings goals
- Daily interest accrual
- Instant withdrawals to M-Pesa
- Works on smartphones and feature phones
- CMA regulated fund
- 15.1 billion KES assets under management
- 1.15 million investors
Eligibility Requirements
Age: 18 years
Required Documents
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