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🇰🇪 PROUDLY KENYAN

Microfinance Loans in Kenya

Compare 17 loan products from CBK-licensed microfinance banks (MFBs) in Kenya — Faulu Microfinance Bank, Kenya Women Finance Trust, Caritas Microfinance Bank and 12 more. Loan sizes KES 1K-5M, APR 14-26%. As of 2026-06-27.

|Last verified: Apr 16, 2026

There are 17 microfinance loans available in Kenya with interest rates from 14% to 26% per annum. Amounts range from KES 1,000 to KES 5,000,000. PesaMarket updates this data regularly.

Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 16/04/2026.

Showing 10 of 10 products

Low-income families

Caritas Microfinance Loan

Caritas Microfinance Bank

Lender site unavailable
Interest Rate
15-20%
per annum
Max Amount
KES 2000K
Approval Time
24-48 hours
Processing Fee
2%
  • Catholic Church-founded institution
  • Very low minimum income
Apply Now

Fortune Credit Personal Loan

Fortune Credit

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Financial inclusion focus
  • Green finance options
Apply Now
Women's groups

KWFT Group Loan

Kenya Women Finance Trust

Status unverified
Interest Rate
16-20%
per annum
Max Amount
KES 500K
Approval Time
1-2 weeks
Processing Fee
3%
  • Group lending model
  • Lower rates for groups
Apply Now
Low-income earners

Letshego Personal Loan

Letshego Kenya

Interest Rate
15-20%
per annum
Max Amount
KES 1000K
Approval Time
24 hours
Processing Fee
2.5%
  • Quick mobile application
  • Lower income requirements
Apply Now
Small traders

Faulu Biashara Loan

Faulu Microfinance Bank

Status unverified
Interest Rate
16-22%
per annum
Max Amount
KES 5000K
Approval Time
3-5 days
Processing Fee
3%
  • Business growth financing
  • Working capital loans
Apply Now
Self-employed individuals

Faulu Personal Loan

Faulu Microfinance Bank

Status unverified
Interest Rate
18-24%
per annum
Max Amount
KES 3000K
Approval Time
24-48 hours
Processing Fee
3%
  • Individual loans without group
  • Flexible income requirements
Apply Now
Women entrepreneurs

KWFT Personal Loan

Kenya Women Finance Trust

Interest Rate
18-24%
per annum
Max Amount
KES 3000K
Approval Time
12 hours
Processing Fee
2%
  • Largest women-focused MFI in Kenya
  • Over 600,000 active clients
Apply Now
SME owners needing larger loans

LOLC Kenya Microfinance Loan

LOLC Kenya Microfinance Bank

Lender site unavailable
Interest Rate
15-20%
per annum
Max Amount
KES 5000K
Approval Time
48-72 hours
Processing Fee
3%
  • Part of LOLC Holdings (Sri Lanka-based multinational)
  • SME and personal loan products
Apply Now
Individual borrowers avoiding groups

Choice MFB Personal Loan

Choice Microfinance Bank

Lender site unavailable
Interest Rate
18-24%
per annum
Max Amount
KES 500K
Approval Time
24-48 hours
Processing Fee
3%
  • Personal and business loan products
  • Loans from KES 5,000 to KES 500,000
Apply Now
Chama and savings group members

Muungano Group Loan

Muungano Microfinance Bank

Lender site unavailable
Interest Rate
16-22%
per annum
Max Amount
KES 200K
Approval Time
24-48 hours
Processing Fee
2%
  • Group lending specialist
  • Loans from KES 2,000 to KES 200,000
Apply Now
Showing top 10 of 17 products. Use filters above to narrow your match.

Expert Advice

Group lending through microfinance institutions can reduce your effective rate by 15-25% compared to individual borrowing. The group guarantee replaces collateral requirements.

P
PesaMarket Research Team

Financial Analysis

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