Microfinance Loans in Kenya
Compare 17 loan products from CBK-licensed microfinance banks (MFBs) in Kenya — Faulu Microfinance Bank, Kenya Women Finance Trust, Caritas Microfinance Bank and 12 more. Loan sizes KES 1K-5M, APR 14-26%. As of 2026-09-30.
There are 17 microfinance loans available in Kenya with interest rates from 14% to 26% per annum. Amounts range from KES 1,000 to KES 5,000,000. PesaMarket updates this data regularly.
Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 16/04/2026.
Showing 10 of 10 products
Caritas Microfinance Loan
Caritas Microfinance Bank
- Catholic Church-founded institution
- Very low minimum income
Fortune Credit Personal Loan
Fortune Credit
- Financial inclusion focus
- Green finance options
KWFT Group Loan
Kenya Women Finance Trust
- Group lending model
- Lower rates for groups
Letshego Personal Loan
Letshego Kenya
- Quick mobile application
- Lower income requirements
Faulu Biashara Loan
Faulu Microfinance Bank
- Business growth financing
- Working capital loans
Faulu Personal Loan
Faulu Microfinance Bank
- Individual loans without group
- Flexible income requirements
KWFT Personal Loan
Kenya Women Finance Trust
- Largest women-focused MFI in Kenya
- Over 600,000 active clients
Rafiki Microfinance Loan
Rafiki Microfinance Bank
- Licensed microfinance bank
- Personal and business loans
Sumac Microfinance Loan
Sumac Microfinance Bank
- Licensed microfinance bank
- Individual and group loans
SMEP Microfinance Loan
SMEP Microfinance Bank
- Group and individual lending models
- Faith-based microfinance institution
Expert Advice
“Group lending through microfinance institutions can reduce your effective rate by 15-25% compared to individual borrowing. The group guarantee replaces collateral requirements.”