🇰🇪 PROUDLY KENYAN
Microfinance Loans in Kenya
Small loans from licensed microfinance institutions for individuals and groups.
There are 17 microfinance loans available in Kenya. Amounts range from KES 1,000 to KES 5,000,000. PesaMarket updates this data regularly.
Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 14/11/2026.
Showing 10 of 10 products
⭐ Low-income families
Caritas Microfinance Loan
Caritas Microfinance Bank
Lender site unavailable
Interest Rate
Rate not confirmed
per annum
- Catholic Church-founded institution
- Very low minimum income
Fortune Credit Personal Loan
Fortune Credit
Interest Rate
Rate not confirmed
per annum
- Financial inclusion focus
- Green finance options
⭐ Women's groups
KWFT Group Loan
Kenya Women Finance Trust
Status unverified
Interest Rate
Rate not confirmed
per annum
- Group lending model
- Lower rates for groups
⭐ Low-income earners
Letshego Personal Loan
Letshego Kenya
Interest Rate
Rate not confirmed
per annum
- Quick mobile application
- Lower income requirements
⭐ Small traders
Faulu Biashara Loan
Faulu Microfinance Bank
Interest Rate
Rate not confirmed
per annum
- Business growth financing
- Working capital loans
⭐ Self-employed individuals
Faulu Personal Loan
Faulu Microfinance Bank
Interest Rate
Rate not confirmed
per annum
- Individual loans without group
- Flexible income requirements
⭐ Women entrepreneurs
KWFT Personal Loan
Kenya Women Finance Trust
Interest Rate
Rate not confirmed
per annum
- Largest women-focused MFI in Kenya
- Personal and business loans
⭐ Agricultural entrepreneurs
Rafiki Microfinance Loan
Rafiki Microfinance Bank
Interest Rate
Rate not published
per annum
- Licensed microfinance bank
- Personal and business loans
⭐ Central Kenya residents
Sumac Microfinance Loan
Sumac Microfinance Bank
Status unverified
Interest Rate
Rate not confirmed
per annum
- Licensed microfinance bank
- Individual and group loans
⭐ Church and faith-based group members
SMEP Microfinance Loan
SMEP Microfinance Bank
Interest Rate
Rate not published
per annum
- Group and individual lending models
- Faith-based microfinance institution
Showing top 10 of 17 products. Use filters above to narrow your match.
Expert Advice
“Group lending through microfinance institutions can reduce your effective rate by 15-25% compared to individual borrowing. The group guarantee replaces collateral requirements.”