On It Personal Loan
On It Microfinance Bank
Last updated: April 16, 2026
Lender site unavailable
★★★★★
0/5Based on 0 Reviews
Interest Rate
18% - 26% p.a.
Loan Amount
Ksh 5,000 - Ksh 300,000
Approval Time
24-48 hours
Processing Fee
KshNaN
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Quick approval process
- No collateral for small loans
- Flexible income requirements
- CBK-licensed
- M-Pesa integration
- Repeat borrower perks
Cons
- Lower maximum loan amount
- Limited geographic coverage
- Higher rates for new borrowers
- Shorter maximum tenure
Customer Reviews
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Product Details
Features
- Personal lending focus
- Loans from KES 5,000 to KES 300,000
- CBK-licensed microfinance bank
- Quick loan approval process
- M-Pesa disbursement and repayment
- No collateral for smaller loans
- Repeat borrower benefits
- Flexible income assessment
Eligibility Requirements
Age: 18 years
Min Income: Ksh 10,000/month
Required Documents
- National ID
- Proof of income
- M-Pesa statement
- Utility bill
Repayment Options
M-PesaBankBranch
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