On It Personal Loan
On It Microfinance Bank
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
18% - 26% p.a.
Loan Amount
Ksh 5,000 - Ksh 300,000
Approval Time
24-48 hours
Processing Fee
KshNaN
Rating Breakdown
5★
(0)
4★
(0)
3★
(0)
2★
(0)
1★
(0)
Total: 0 Reviews
Pros & Cons
Pros
- Quick approval process
- No collateral for small loans
- Flexible income requirements
- CBK-licensed
- M-Pesa integration
- Repeat borrower perks
Cons
- Lower maximum loan amount
- Limited geographic coverage
- Higher rates for new borrowers
- Shorter maximum tenure
Customer Reviews
Share Your Experience
Product Details
Features
- Personal lending focus
- Loans from KES 5,000 to KES 300,000
- CBK-licensed microfinance bank
- Quick loan approval process
- M-Pesa disbursement and repayment
- No collateral for smaller loans
- Repeat borrower benefits
- Flexible income assessment
Eligibility Requirements
Age: 18 years
Min Income: Ksh 10,000/month
Required Documents
- National ID
- Proof of income
- M-Pesa statement
- Utility bill
Repayment Options
M-PesaBankBranch
Ready to Apply?
Get started with On It Personal Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
You Might Also Like
Why Trust Our Reviews?
- Verified customer reviews only
- Independent ratings and analysis
- Regularly updated product information
- Transparent review methodology