U & I Personal & SME Loan
U & I Microfinance Bank
Last updated: November 13, 2026
Lender site unavailable
★★★★★
0/5Based on 0 Reviews
Interest Rate
Not confirmed
Loan Amount
Ksh 5,000 - Ksh 1,000,000 (not confirmed by the provider)
Approval Time
24-72 hours
Processing Fee
Not stated
Rating Breakdown
5★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- Individual and SME lending
- No group requirement
- CBK-licensed
- Flexible collateral
- M-Pesa integration
Cons
- Limited branch network
- Standard MFB interest rates
- Processing fees apply
- Regional availability only
Customer Reviews
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Product Details
Features
- Personal and SME lending
- CBK-licensed microfinance bank
- Flexible collateral options
- M-Pesa disbursement
- Business growth loans
- Savings-linked products
- Individual lending without group
Eligibility Requirements
Age: 18 years
Required Documents
- National ID
- Proof of income
- Business permit (for SME loans)
- Bank or M-Pesa statements
- Utility bill
Repayment Options
M-PesaBankBranch
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