How do I compare salary advance?

Use our comparison tool to filter by interest rate, fees, approval time, and loan amount. Compare at least 3 products before making a decision. We have compared 7 salary advance from Kenyas leading banks and financial institutions.

Is it free to use PesaMarket?

Yes! PesaMarket is 100% free for consumers. We may earn a commission when you apply through our links, but this does not affect the rates or terms you receive.

How often is the information updated?

We update product information daily to ensure you have access to the latest rates, fees, and terms. Always verify final details with the financial institution before applying.

What is the best salary advance in Kenya?

The best salary advance depends on your specific needs, income level, credit history, and financial goals. Use our comparison tool to find products that match your requirements. Consider factors like interest rates, fees, approval time, and eligibility criteria.

How quickly can I get approved for a salary advance?

Approval times vary by lender. Digital lenders often approve applications within minutes, while traditional banks may take 1-7 days. Check the "Approval Time" field in our comparison table to find the fastest options.

🇰🇪 PROUDLY KENYAN

Salary Advance in Kenya

Get your salary early with low-interest salary advance products.

Reviewed byPesaMarket Research Team

|Last verified: Jan 14, 2026

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Bank/Provider

Showing 7 of 7 products

⭐ Employees at registered companies

Earnipay Salary Advance

Earnipay

Interest Rate

N/A

per annum

Max Amount

N/A

Approval Time

Instant

Processing Fee

None

Access up to 50% of earned wages
Instant M-Pesa disbursement

Apply Now

View Details & 0 Reviews →

Flash Credit Salary Advance

Flash Credit

Interest Rate

20% - 20%

per annum

Max Amount

KES 150K

Approval Time

Processing Fee

None

Up to 30% of salary
CBK licensed lender

Apply Now

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⭐ Employees needing money before payday

Float Salary Advance

Float Kenya

Interest Rate

2% - 5%

per annum

Max Amount

KES 50K

Approval Time

Same day

Processing Fee

Included in fee

Access up to 50% of earned salary
Same-day M-Pesa disbursement

Apply Now

View Details & 0 Reviews →

⭐ M-Pesa merchants

Kopokopo Grow Advance

Kopokopo

Interest Rate

N/A

per annum

Max Amount

N/A

Approval Time

Instant

Processing Fee

None

Based on M-Pesa sales history
Instant M-Pesa disbursement

Apply Now

View Details & 0 Reviews →

⭐ Self-employed individuals

Pezesha Working Capital

Pezesha

Interest Rate

N/A

per annum

Max Amount

N/A

Approval Time

24 hours

Processing Fee

None

Working capital for SMEs
Based on M-Pesa transactions

Apply Now

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⭐ Tanda employer employees

Tanda Salary Advance

Tanda

Interest Rate

N/A

per annum

Max Amount

N/A

Approval Time

Instant

Processing Fee

None

50% earned wage access
Instant M-Pesa payment

Apply Now

View Details & 0 Reviews →

⭐ Employees at partner companies

Wagestream Kenya

Wagestream

Interest Rate

N/A

per annum

Max Amount

N/A

Approval Time

Instant

Processing Fee

None

UK-founded fintech platform
50% earned wage access

Apply Now

View Details & 0 Reviews →