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Pezesha Working Capital

Pezesha

Last updated: December 16, 2025

|Last verified: Dec 16, 2025
★★★★★
0/5
Based on 0 Reviews
Interest Rate
N/A
Credit Limit
N/A
Approval Time
24 hours
Processing Fee
None

Rating Breakdown

5★
(0)
4★
(0)
3★
(0)
2★
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1★
(0)
Total: 0 Reviews

Pros & Cons

Pros

  • Based on transactions not salary
  • Good for self-employed
  • No traditional collateral
  • Flexible repayment options
  • Builds business credit
  • Higher limits for SMEs

Cons

  • Higher fees (5-10%)
  • Requires M-Pesa history
  • Not traditional salary advance
  • Business-focused

Customer Reviews

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Product Details

Features

  • Working capital for SMEs
  • Based on M-Pesa transactions
  • No traditional collateral
  • Instant M-Pesa disbursement
  • Flexible repayment
  • Credit building for businesses
  • Multiple loan cycles
  • Digital-first platform

Eligibility Requirements

Required Documents

  • National ID
  • M-Pesa statement

Repayment Options

M-Pesa

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