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🇰đŸ‡Ē PROUDLY KENYAN

Insurance in Kenya

Compare motor, health, life, travel and property insurance from IRA-licensed insurers in Kenya. Britam, Jubilee, CIC, ICEA Lion, Heritage, AAR and more.

|Last verified: Apr 16, 2026

There are 20 insurance available in Kenya. PesaMarket updates this data regularly.

Showing 20 of 20 products

⭐ Urban drivers needing full coverage

Britam Comprehensive Motor Insurance

Britam Insurance

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Comprehensive cover including theft, fire, and third-party liability
  • 24/7 emergency towing within 80km radius
Apply Now
⭐ Families seeking regional cover

Britam AfyaCare Health Insurance

Britam Insurance

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Inpatient cover up to KES 5M per year
  • Outpatient cover up to KES 250K per family
Apply Now
⭐ Regional travelers (EA cross-border)

Jubilee JubiCare Motor Insurance

Jubilee Insurance

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Three tiers: JubiCare Basic, Plus, and Elite
  • Direct cashless repair at 150 partner garages
Apply Now
⭐ Families needing overseas referral pathway

Jubilee J-Care Health Insurance

Jubilee Insurance

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Inpatient cover at 500+ hospitals across EA
  • International treatment in India via partner hospitals
Apply Now
⭐ SACCO members seeking discounts

CIC Motor Insurance

CIC Insurance Group

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Motor commercial cover for agricultural vehicles
  • SACCO member discount of 10%
Apply Now
⭐ SACCO groups and cooperatives

CIC Medical Insurance

CIC Insurance Group

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Strong rural hospital network coverage
  • SACCO group cover with bulk pricing
Apply Now
⭐ Young professionals starting families

ICEA Lion Term Life Assurance

ICEA Lion

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Coverage up to KES 50M for high-net-worth clients
  • Term options: 5, 10, 15, 20, 25, and 30 years
Apply Now
⭐ Corporate groups and employer schemes

ICEA Lion Family Medical Cover

ICEA Lion

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Inpatient cover up to KES 6M
  • Outpatient KES 300K family shared pool
Apply Now
⭐ Claims-focused buyers valuing payout reliability

Heritage Motor Insurance

Heritage Insurance

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Highest claims payout ratio of major insurers (84%)
  • 8-day average claims settlement
Apply Now
⭐ Homeowners in Nairobi and Mombasa

Heritage Home & Property Insurance

Heritage Insurance

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Reinstatement value basis (not depreciated)
  • Building cover including boundary walls and gates
Apply Now
⭐ Chronic condition patients wanting coordinator support

AAR Medical Plus

AAR Insurance

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • 650+ accredited hospitals — widest network in Kenya
  • AAR-owned Healthcare clinics for priority access
Apply Now
⭐ High-net-worth individuals

Sanlam Life Assurance

Sanlam Kenya

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Coverage up to KES 100M — highest in Kenya life market
  • NSE-listed insurer with audited financials
Apply Now
⭐ Schengen visa applicants

AAR Travel Cover

AAR Insurance

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Schengen visa compliant (up to EUR 30,000)
  • Emergency medical up to KES 15M abroad
Apply Now
⭐ Corporate fleet managers

UAP Motor Insurance

UAP Old Mutual

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Dedicated corporate fleet pricing (10+ vehicles)
  • Old Mutual group risk pooling benefits
Apply Now
⭐ Parents of newborns and young children

Sanlam Education Savings Plan

Sanlam Kenya

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Fund child education from pre-school to university
  • Guaranteed minimum sum assured at maturity
Apply Now
⭐ Employees with salary-deducted premiums

Old Mutual Term Life Cover

UAP Old Mutual

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Old Mutual 180-year track record
  • Group life cover for employers
Apply Now
⭐ Owners of Toyota, Mercedes, Mitsubishi vehicles

APA Motor Plus

APA Insurance

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Authorized dealer repairs for Toyota, Mercedes, Mitsubishi
  • Original manufacturer parts guarantee
Apply Now
⭐ Parents of primary school children

Madison Bima ya Karo Education Plan

Madison Insurance

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Direct school fee payments to registered institutions
  • Multi-child allocation within single policy
Apply Now
⭐ Cancer survivors needing ongoing cover

APA Medical Excel

APA Insurance

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • 420+ hospital network with real-time eligibility checks
  • Apollo Hospital Nairobi partnership
Apply Now
⭐ Church organizations and congregations

Madison Medical Insurance

Madison Insurance

Interest Rate
N/A
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Inpatient cover at 380+ facilities
  • Family outpatient pool up to KES 200K
Apply Now

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