ICEA Lion Term Life Assurance
ICEA Lion
Last updated: April 16, 2026
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0/5Based on 0 Reviews
Interest Rate
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Credit Limit
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Approval Time
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Processing Fee
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Pros & Cons
Pros
- Highest claims payout ratio in segment (82%)
- 14.77% life market share â strong financial backing
- Conversion to whole-life without re-underwriting
- 36-condition critical illness rider
- Level term locks premium for 30 years
Cons
- Medical exam required above KES 5M cover
- Limited term maximum (65 years)
- Hazardous sports require separate rider
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Product Details
Features
- Coverage up to KES 50M for high-net-worth clients
- Term options: 5, 10, 15, 20, 25, and 30 years
- Level or decreasing term based on mortgage needs
- Critical illness rider covering 36 conditions
- Waiver of premium on disability
- Conversion option to whole-life without re-underwriting
- Spouse and children additional lives option
- Digital policy document via ICEA Lion app
Eligibility Requirements
Age: 18 - 65 years
Required Documents
- National ID
- Medical examination (for cover above KES 5M)
- Income proof (payslips or business records)
- Nominated beneficiary form
- KRA PIN
Ready to Apply?
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