APA Medical Excel
APA Insurance
Last updated: April 16, 2026
Status unverified
★★★★★
0/5Based on 0 Reviews
Interest Rate
N/A
Credit Limit
N/A
Approval Time
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Processing Fee
None
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Cancer protocol cover (not all competitors)
- Dialysis and organ transplant included
- 6-month pre-existing waiting (shorter than most)
- Apollo Nairobi partnership
- Wellness program loyalty discount
Cons
- Coverage ceiling lower than Britam/Jubilee (KES 5M)
- Self-discharge forfeits claims
- Digital app functionality improving
Customer Reviews
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Product Details
Features
- 420+ hospital network with real-time eligibility checks
- Apollo Hospital Nairobi partnership
- Cancer treatment protocol cover
- Dialysis and organ transplant included
- Pediatric and antenatal clinic priority access
- Pre-existing covered from Month 6
- Annual wellness check with 40 test panels
- Digital claim tracking via APA Connect app
Eligibility Requirements
0
Required Documents
- National ID
- Medical history questionnaire
- Recent lab results (ages 40+)
- Family composition with IDs
- KRA PIN
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