Heritage Motor Insurance
Heritage Insurance
Last updated: April 16, 2026
Lender site unavailable
★★★★★
0/5Based on 0 Reviews
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Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Highest claims payout ratio in Kenyan market (84%)
- Fastest settlement time (8 days average)
- Replacement cost cover for new vehicles
- NCB ceiling at 65% — highest available
- Premium concierge service for high-value policies
Cons
- Minimum age 25 excludes younger drivers
- Entry premium higher than budget insurers
- Smaller branch network than CIC or Britam
Customer Reviews
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Product Details
Features
- Highest claims payout ratio of major insurers (84%)
- 8-day average claims settlement
- Approved valuer panel including Gilfillan and Regent
- Replacement cost cover for vehicles under 2 years
- Loss of use allowance KES 2,500/day for 30 days
- Car hire during repair included in Premium tier
- Immediate cover via ClaimNow portal
- Kenya Re-insurance backed treaty
Eligibility Requirements
Age: 25 - 70 years
Required Documents
- National ID or passport
- Driving license (2+ years)
- Logbook
- Previous insurance certificate
- KRA PIN
Ready to Apply?
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