Heritage Motor Insurance
Heritage Insurance
Last updated: April 16, 2026
â
â
â
â
â
0/5Based on 0 Reviews
Interest Rate
N/A
Credit Limit
N/A
Approval Time
N/A
Processing Fee
None
Rating Breakdown
5â
(0)
4â
(0)
3â
(0)
2â
(0)
1â
(0)
Total: 0 Reviews
Pros & Cons
Pros
- Highest claims payout ratio in Kenyan market (84%)
- Fastest settlement time (8 days average)
- Replacement cost cover for new vehicles
- NCB ceiling at 65% â highest available
- Premium concierge service for high-value policies
Cons
- Minimum age 25 excludes younger drivers
- Entry premium higher than budget insurers
- Smaller branch network than CIC or Britam
Customer Reviews
â
No reviews yet
Be the first to share your experience with Heritage Motor Insurance
Write the First ReviewShare Your Experience
Product Details
Features
- Highest claims payout ratio of major insurers (84%)
- 8-day average claims settlement
- Approved valuer panel including Gilfillan and Regent
- Replacement cost cover for vehicles under 2 years
- Loss of use allowance KES 2,500/day for 30 days
- Car hire during repair included in Premium tier
- Immediate cover via ClaimNow portal
- Kenya Re-insurance backed treaty
Eligibility Requirements
Age: 25 - 70 years
Required Documents
- National ID or passport
- Driving license (2+ years)
- Logbook
- Previous insurance certificate
- KRA PIN
Ready to Apply?
Get started with Heritage Motor Insurance today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
You Might Also Like
Why Trust Our Reviews?
- Verified customer reviews only
- Independent ratings and analysis
- Regularly updated product information
- Transparent review methodology