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Britam AfyaCare Health Insurance

Britam Insurance

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
★★★★★
0/5
Based on 0 Reviews
Interest Rate
N/A
Credit Limit
N/A
Approval Time
N/A
Processing Fee
None

Rating Breakdown

5★
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Total: 0 Reviews

Pros & Cons

Pros

  • 400+ cashless hospital network across East Africa
  • Regional portability (KE/UG/TZ)
  • Lifetime renewability once accepted
  • Strong digital app for claims and telehealth
  • Family-wide outpatient pool

Cons

  • 12-month wait for chronic and maternity
  • Premium jumps significantly after age 55
  • Dental and optical only in top tier

Customer Reviews

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Product Details

Features

  • Inpatient cover up to KES 5M per year
  • Outpatient cover up to KES 250K per family
  • Maternity cover including C-section from Year 2
  • Chronic conditions covered after 12-month waiting period
  • Dental and optical benefits bundled in Premium tier
  • Emergency ambulance within Nairobi Metro
  • Telemedicine consultations via Britam app
  • Last expense benefit up to KES 150,000

Eligibility Requirements

0

Required Documents

  • National ID or birth certificate for dependents
  • Medical history questionnaire
  • Recent medical reports (for applicants 45+)
  • KRA PIN

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