Payroll Loans in Kenya
Compare 8 payroll check-off loan products in Kenya — SASRA-regulated SACCOs and CBK-licensed banks including ABSA Bank Kenya, Co-operative Bank of Kenya, Diamond Trust Bank and 5 more. Loan sizes KES 10K-10M. As of 2026-11-14.
There are 8 payroll loans available in Kenya. Amounts range from KES 10,000 to KES 10,000,000. PesaMarket updates this data regularly.
Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 13/11/2026.
Showing 8 of 8 products
ABSA Check-Off Loan
ABSA Bank Kenya
- Salary check-off arrangement
- Credit life insurance included
Co-op Bank Salary Loan
Co-operative Bank of Kenya
- Check-off arrangement with employer
- Competitive interest rates
DTB Payroll Loan
Diamond Trust Bank
- Salary check-off arrangement
- Regional banking expertise
Equity Check-Off Loan
Equity Bank
- Automatic salary deduction
- Credit life insurance included
I&M Bank Salary Loan
I&M Bank
- Competitive rates for high earners
- Salary check-off arrangement
KCB Salary Advance Loan
KCB Bank
- Check-off from salary (automatic deduction)
- Available to government and private sector
NCBA Payroll Loan
NCBA Bank
- Digital application via NCBA Mobile
- Salary check-off arrangement
Stanbic Salary Backed Loan
Stanbic Bank Kenya
- Salary check-off deduction
- Premium banking experience
Expert Advice
“Check-off loans offer some of the lowest rates in Kenya because your employer guarantees repayment. But read the fine print - some lock you in for the full term even if you change jobs.”