NCBA Payroll Loan
NCBA Bank
Last updated: December 16, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
14% - 16% p.a.
Loan Amount
Ksh 50,000 - Ksh 7,000,000
Approval Time
48-72 hours
Processing Fee
KshNaN
Rating Breakdown
5★
(0)
4★
(0)
3★
(0)
2★
(0)
1★
(0)
Total: 0 Reviews
Pros & Cons
Pros
- High loan limits (up to KES 7M)
- Strong M-Pesa integration (Loop)
- Excellent digital banking
- Good for high-income earners
- Dedicated relationship managers
Cons
- Higher minimum income requirement (KES 30K)
- Higher minimum loan amount (KES 50K)
- Processing fees slightly higher
- Requires 12 months employment
Customer Reviews
Share Your Experience
Product Details
Features
- Premium loan amounts up to KES 7 million
- Digital application via NCBA Mobile
- Salary check-off arrangement
- Flexible tenure up to 5 years
- Loan consolidation available
- Credit life insurance
- Quick disbursement
- Dedicated relationship managers
Eligibility Requirements
Age: 21 - 58 years
Min Income: Ksh 30,000/month
Employment: Permanently Employed, Contract (12+ months)
Required Documents
- National ID
- KRA PIN
- 6 months payslips
- Bank statements
- Employment letter
- Check-off undertaking
Repayment Options
Salary check-offStanding order
Ready to Apply?
Get started with NCBA Payroll Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
You Might Also Like
Why Trust Our Reviews?
- Verified customer reviews only
- Independent ratings and analysis
- Regularly updated product information
- Transparent review methodology