NCBA Payroll Loan
NCBA Bank
Last updated: November 13, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Not confirmed
Loan Amount
Ksh 50,000 - Ksh 7,000,000 (not confirmed by the provider)
Approval Time
48-72 hours
Processing Fee
Not stated
Rating Breakdown
5★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- Strong M-Pesa integration (Loop)
- Excellent digital banking
- Good for high-income earners
- Dedicated relationship managers
Cons
- Processing fees slightly higher
Customer Reviews
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Product Details
Features
- Digital application via NCBA Mobile
- Salary check-off arrangement
- Loan consolidation available
- Credit life insurance
- Quick disbursement
- Dedicated relationship managers
Eligibility Requirements
Age: 21 - 58 years
Employment: Permanently Employed, Contract (12+ months)
Required Documents
- National ID
- KRA PIN
- 6 months payslips
- Bank statements
- Employment letter
- Check-off undertaking
Repayment Options
Salary check-offStanding order
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