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Co-op Bank Salary Loan

Co-operative Bank of Kenya

Last updated: December 16, 2025

|Last verified: Dec 16, 2025
0/5
Based on 0 Reviews
Interest Rate
13% - 14% p.a.
Loan Amount
Ksh 20,000 - Ksh 5,000,000
Approval Time
24-48 hours
Processing Fee
KshNaN

Rating Breakdown

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Total: 0 Reviews

Pros & Cons

Pros

  • Strong SACCO partnerships
  • Competitive rates for co-op members
  • MCo-op Cash mobile banking
  • Excellent for cooperative employees
  • Free life insurance
  • Wide branch network

Cons

  • Requires salary account with Co-op
  • Higher minimum loan amount (KES 20K)
  • Processing may take longer for new employers

Customer Reviews

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Product Details

Features

  • Borrow up to 4x your net salary
  • Check-off arrangement with employer
  • Competitive interest rates
  • Flexible repayment up to 6 years
  • MCo-op Cash mobile access
  • Free credit life insurance
  • Salary advance facility
  • Top-up on existing loans

Eligibility Requirements

Age: 21 - 58 years
Min Income: Ksh 20,000/month
Employment: Permanently Employed

Required Documents

  • National ID
  • KRA PIN
  • 3 months payslips
  • Employment letter
  • Check-off authority letter

Repayment Options

Salary check-off

Ready to Apply?

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Application takes less than 10 minutes

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