Co-op Bank Salary Loan
Co-operative Bank of Kenya
Last updated: December 16, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
13% - 14% p.a.
Loan Amount
Ksh 20,000 - Ksh 5,000,000
Approval Time
24-48 hours
Processing Fee
KshNaN
Rating Breakdown
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Pros & Cons
Pros
- Strong SACCO partnerships
- Competitive rates for co-op members
- MCo-op Cash mobile banking
- Excellent for cooperative employees
- Free life insurance
- Wide branch network
Cons
- Requires salary account with Co-op
- Higher minimum loan amount (KES 20K)
- Processing may take longer for new employers
Customer Reviews
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Product Details
Features
- Borrow up to 4x your net salary
- Check-off arrangement with employer
- Competitive interest rates
- Flexible repayment up to 6 years
- MCo-op Cash mobile access
- Free credit life insurance
- Salary advance facility
- Top-up on existing loans
Eligibility Requirements
Age: 21 - 58 years
Min Income: Ksh 20,000/month
Employment: Permanently Employed
Required Documents
- National ID
- KRA PIN
- 3 months payslips
- Employment letter
- Check-off authority letter
Repayment Options
Salary check-off
Ready to Apply?
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