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DTB Payroll Loan

Diamond Trust Bank

Last updated: December 16, 2025

|Last verified: Dec 16, 2025
0/5
Based on 0 Reviews
Interest Rate
14% - 16% p.a.
Loan Amount
Ksh 50,000 - Ksh 5,000,000
Approval Time
48-72 hours
Processing Fee
KshNaN

Rating Breakdown

5
(0)
4
(0)
3
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2
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1
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Total: 0 Reviews

Pros & Cons

Pros

  • Strong regional presence (East Africa)
  • Good for moderate-income earners
  • Sharia-compliant options available
  • Competitive processing fees
  • Relationship-based banking

Cons

  • Smaller branch network
  • Longer processing time
  • Limited to specific employers
  • Lower loan ceiling than competitors

Customer Reviews

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Product Details

Features

  • Salary backed loans up to KES 5 million
  • Salary check-off arrangement
  • Regional banking expertise
  • Flexible repayment up to 5 years
  • Credit life insurance
  • Top-up facility available
  • Online banking access
  • Dedicated customer support

Eligibility Requirements

Age: 21 - 58 years
Min Income: Ksh 30,000/month
Employment: Permanently Employed

Required Documents

  • National ID
  • KRA PIN
  • 3 months payslips
  • Bank statements
  • Employment letter
  • Check-off undertaking

Repayment Options

Salary check-off

Ready to Apply?

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Application takes less than 10 minutes

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  • Verified customer reviews only
  • Independent ratings and analysis
  • Regularly updated product information
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