Equity Check-Off Loan
Equity Bank
Last updated: December 16, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
13% - 14% p.a.
Loan Amount
Ksh 10,000 - Ksh 6,000,000
Approval Time
24-48 hours
Processing Fee
KshNaN
Rating Breakdown
5★
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Total: 0 Reviews
Pros & Cons
Pros
- One of the lowest check-off rates (13%)
- Extensive branch network
- Fast approval for existing customers
- Excellent mobile banking app
- Credit life insurance included
- Top-up facility available
Cons
- Must bank with Equity
- Processing time can vary
- Loan limits based on employer relationship
Customer Reviews
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Product Details
Features
- Borrow up to 4x your net salary
- Automatic salary deduction
- Competitive rates from 13% p.a.
- Flexible tenure up to 72 months
- Credit life insurance included
- Instant top-up for existing borrowers
- Access via Equity Mobile app
- Fast approval for existing customers
Eligibility Requirements
Age: 21 - 60 years
Min Income: Ksh 15,000/month
Employment: Permanently Employed, Contract (6+ months)
Required Documents
- National ID
- KRA PIN
- 3 months payslips
- Bank statements
- Employment confirmation letter
- Check-off agreement
Repayment Options
Salary check-off
Ready to Apply?
Get started with Equity Check-Off Loan today. Fast approval and competitive rates.
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