I&M Bank Salary Loan
I&M Bank
Last updated: December 16, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
14% - 16% p.a.
Loan Amount
Ksh 100,000 - Ksh 8,000,000
Approval Time
24-48 hours
Processing Fee
KshNaN
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Best-rated mobile app in Kenya
- Premium customer service
- Good for high-income professionals
- Personalized banking experience
- Fast processing for existing customers
Cons
- High minimum income (KES 50K)
- High minimum loan (KES 100K)
- Fewer branches
- Premium positioning limits accessibility
Customer Reviews
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Product Details
Features
- Premium salary loans up to KES 8 million
- Competitive rates for high earners
- Salary check-off arrangement
- Personalized relationship manager
- Top-rated mobile banking app
- Credit life insurance
- Flexible repayment terms
- Premium banking experience
Eligibility Requirements
Age: 21 - 58 years
Min Income: Ksh 50,000/month
Employment: Permanently Employed, Professionals
Required Documents
- National ID
- KRA PIN
- 6 months payslips
- Bank statements
- Employment confirmation
- Check-off authorization
Repayment Options
Salary check-offStanding order
Ready to Apply?
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