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Stanbic Salary Backed Loan

Stanbic Bank Kenya

Last updated: December 16, 2025

|Last verified: Dec 16, 2025
0/5
Based on 0 Reviews
Interest Rate
12% - 14% p.a.
Loan Amount
Ksh 50,000 - Ksh 10,000,000
Approval Time
48-72 hours
Processing Fee
KshNaN

Rating Breakdown

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Total: 0 Reviews

Pros & Cons

Pros

  • Lowest interest rate (from 12%)
  • Highest loan limit (KES 10M)
  • Longest tenure (7 years)
  • Part of Standard Bank Group
  • Premium banking services
  • Strong corporate relationships

Cons

  • High minimum income requirement (KES 40K)
  • Fewer branches than tier-1 banks
  • Requires 12 months employment
  • Strict eligibility criteria

Customer Reviews

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Product Details

Features

  • One of the lowest rates from 12% p.a.
  • High loan limits up to KES 10 million
  • Extended tenure up to 7 years
  • Salary check-off deduction
  • Premium banking experience
  • Credit life insurance included
  • Loan consolidation available
  • Top-up facility

Eligibility Requirements

Age: 21 - 60 years
Min Income: Ksh 40,000/month
Employment: Permanently Employed

Required Documents

  • National ID
  • KRA PIN
  • 6 months payslips
  • Bank statements
  • Employment confirmation
  • Check-off agreement

Repayment Options

Salary check-off

Ready to Apply?

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Application takes less than 10 minutes

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