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🇰🇪 PROUDLY KENYAN

Asset Finance in Kenya

Finance vehicles, equipment and machinery with up to 100% financing from KCB, Equity, ABSA, Stanbic and more. Repay over 12-96 months.

|Last verified: Apr 16, 2026

There are 14 asset finance available in Kenya with interest rates from 13% to 24% per annum. Amounts range from KES 30,000 to KES 200,000,000. PesaMarket updates this data regularly.

Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 16/04/2026.

Showing 10 of 10 products

Corporate fleet expansion

ABSA Asset Finance

ABSA Bank Kenya

Status unverified
Interest Rate
13% - 15%
per annum
Max Amount
KES 100000K
Approval Time
7-14 working days
Processing Fee
1.5% of loan amount
  • 72-month tenure for commercial vehicles
  • Up to 90% asset financing
Apply Now
SACCOs and cooperatives pooling asset purchases

Co-op Asset Finance

Co-operative Bank of Kenya

Interest Rate
13.5% - 16.5%
per annum
Max Amount
KES 50000K
Approval Time
5-10 working days
Processing Fee
2% of loan amount
  • Finance up to 90% of asset value
  • Wide range of assets covered (vehicles, machinery, equipment)
Apply Now
SMEs acquiring their first commercial vehicle

Equity Asset Finance

Equity Bank Kenya

Interest Rate
13% - 16%
per annum
Max Amount
KES 80000K
Approval Time
5-7 working days
Processing Fee
1.5-2% of loan amount
  • SME-friendly minimums (KES 200K)
  • Up to 90% asset financing
Apply Now
Transport and logistics fleet expansion

KCB Asset Based Finance

Kenya Commercial Bank

Status unverified
Interest Rate
13% - 15%
per annum
Max Amount
KES 100000K
Approval Time
5-10 working days
Processing Fee
1.5-2% of loan amount
  • Loans up to KES 100 million
  • Up to 90% asset financing
Apply Now
Salaried professionals buying first car

DTB Passenger Car Financing

Diamond Trust Bank Kenya

Status unverified
Interest Rate
14% - 16%
per annum
Max Amount
KES 50000K
Approval Time
3-7 working days
Processing Fee
1.75% of loan amount
  • Focus on passenger car financing for professionals
  • Accepts used cars up to 8 years old at financing
Apply Now
Professional firms buying equipment (legal, medical, audit)

I&M Asset Finance

I&M Bank Kenya

Status unverified
Interest Rate
13% - 15%
per annum
Max Amount
KES 80000K
Approval Time
5-10 working days
Processing Fee
1.5% of loan amount
  • Up to 90% asset financing
  • Tenure up to 60 months
Apply Now
First-time car buyers wanting a digital flow

Autochek Vehicle Financing

Autochek Kenya

Status unverified
Interest Rate
14% - 18%
per annum
Max Amount
KES 10000K
Approval Time
3-7 working days
Processing Fee
1.5-2% of loan amount (varies by partner bank)
  • Digital-first vehicle finance platform
  • Single application, matched to multiple partner banks
Apply Now
SMEs with ticket sizes KES 500K-5M

Bank of Africa Asset Finance

Bank of Africa Kenya

Status unverified
Interest Rate
14% - 16%
per annum
Max Amount
KES 30000K
Approval Time
5-10 working days
Processing Fee
2% of loan amount
  • Up to 85% asset financing
  • Tenure up to 48 months
Apply Now
Micro-entrepreneurs buying first equipment

Faulu Asset Finance

Faulu Microfinance Bank

Status unverified
Interest Rate
16% - 20%
per annum
Max Amount
KES 10000K
Approval Time
3-5 working days
Processing Fee
2.5% of loan amount
  • Designed for SMEs and micro-entrepreneurs
  • Lower minimum (KES 100K) than banks
Apply Now
Boda boda and tuk-tuk operators

Mogo Vehicle Finance

Mogo Kenya

Status unverified
Interest Rate
15% - 24%
per annum
Max Amount
KES 5000K
Approval Time
24-72 hours
Processing Fee
3% of loan amount
  • Full vehicle lineup: tuk-tuks, motorbikes, cars, matatus
  • Tenure up to 60 months (longer than peer digital lenders)
Apply Now
Showing top 10 of 14 products. Use filters above to narrow your match.

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