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Bank of Africa Asset Finance

Bank of Africa Kenya

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
14% - 16% p.a.
Loan Amount
Ksh 300,000 - Ksh 30,000,000
Approval Time
5-10 working days
Processing Fee
2% of loan amount%

Rating Breakdown

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4
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Total: 0 Reviews

Pros & Cons

Pros

  • Lower minimum (KES 300K)
  • Pan-African bank with 18-country network
  • SME-friendly approach
  • Works for salaried individuals too

Cons

  • Max ticket only KES 30M (smaller than peers)
  • Tenure capped at 48 months
  • 2% processing fee
  • Smaller branch network in Kenya

Customer Reviews

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Product Details

Features

  • Up to 85% asset financing
  • Tenure up to 48 months
  • Pan-African banking network (18 countries)
  • Competitive rates for salaried professionals
  • Simple documentation for smaller tickets
  • French West Africa cross-border capability
  • SME-friendly approach

Eligibility Requirements

Age: 23 - 65 years
Min Income: Ksh 80,000/month
Employment: Salaried employee, Self-employed, Business owner, Registered company

Required Documents

  • National ID
  • KRA PIN
  • Payslips or bank statements (6-12 months)
  • Proforma invoice
  • Business registration (if applicable)
  • Tax compliance certificate

Repayment Options

Direct debitStanding orderBOA internet bankingBranch payment

Ready to Apply?

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