Autochek Vehicle Financing
Autochek Kenya
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
14% - 18% p.a.
Loan Amount
Ksh 200,000 - Ksh 10,000,000
Approval Time
3-7 working days
Processing Fee
1.5-2% of loan amount (varies by partner bank)%
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Digital-first experience (pre-approval in hours)
- Single application matched to multiple banks
- Integrated inspection and valuation
- Used cars up to 10 years accepted
- End-to-end flow: browse, finance, insure
Cons
- Rates vary by partner bank (less predictable)
- Final terms depend on underlying lender
- 80% max financing (lower than banks direct)
- Requires existing Autochek dealer inventory or seller vetting
Customer Reviews
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Product Details
Features
- Digital-first vehicle finance platform
- Single application, matched to multiple partner banks
- Integrated vehicle inspection and valuation
- Used cars up to 10 years old eligible
- Pre-approval within hours via app
- End-to-end digital experience (browse, finance, insure)
- Partners with NCBA, Family Bank, Absa, and others
Eligibility Requirements
Age: 22 - 65 years
Min Income: Ksh 60,000/month
Employment: Salaried employee, Self-employed, Business owner, Professional
Required Documents
- National ID
- KRA PIN
- Payslips or bank statements (6 months)
- Employment letter or business registration
- Proof of residence
Repayment Options
Direct debit to partner bankStanding orderMobile banking
Ready to Apply?
Get started with Autochek Vehicle Financing today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
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