KCB Asset Based Finance
Kenya Commercial Bank
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
13% - 15% p.a.
Loan Amount
Ksh 500,000 - Ksh 100,000,000
Approval Time
5-10 working days
Processing Fee
1.5-2% of loan amount%
Rating Breakdown
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Pros & Cons
Pros
- Highest ceiling in the market (KES 100M)
- Up to 90% asset financing
- Competitive rates from 13%
- 200+ branch support network
- Wide asset coverage including heavy equipment
Cons
- Requires 18 months trading history
- Audited accounts needed for large amounts
- Comprehensive insurance is mandatory
- 5-10 day approval timeline
Customer Reviews
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Product Details
Features
- Loans up to KES 100 million
- Up to 90% asset financing
- Tenure up to 60 months
- Wide asset coverage (vehicles to heavy equipment)
- Balloon payment option available
- 200+ branches nationwide
- Dedicated asset finance team
Eligibility Requirements
Age: 21 - 70 years
Min Income: Ksh 100,000/month
Employment: Registered business, SME owner, Limited company, Sole proprietor, Partnership
Required Documents
- Certificate of incorporation or business registration
- KRA PIN Certificate
- Bank statements (12 months)
- Audited financial statements
- Proforma invoice for asset
- National ID for directors
- Tax compliance certificate
- Board resolution
Repayment Options
Standing orderDirect debitKCB internet bankingBranch paymentM-Pesa Paybill
Ready to Apply?
Get started with KCB Asset Based Finance today. Fast approval and competitive rates.
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