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Equity Asset Finance

Equity Bank Kenya

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
13% - 16% p.a.
Loan Amount
Ksh 200,000 - Ksh 80,000,000
Approval Time
5-7 working days
Processing Fee
1.5-2% of loan amount%

Rating Breakdown

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Total: 0 Reviews

Pros & Cons

Pros

  • Low minimum ticket (KES 200K)
  • Up to 90% asset financing
  • Strong SME focus with dedicated desks
  • Agriculture-friendly product
  • No early repayment penalty

Cons

  • 2% processing fee adds to cost
  • 12 months trading history required
  • Mandatory asset insurance
  • Documentation load for large tickets

Customer Reviews

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Product Details

Features

  • SME-friendly minimums (KES 200K)
  • Up to 90% asset financing
  • Competitive rates from 13%
  • 190+ branches with asset finance desks
  • Agricultural asset specialization
  • Group asset finance for SACCOs and chamas
  • Quick approval for existing Equity customers

Eligibility Requirements

Age: 21 - 70 years
Min Income: Ksh 80,000/month
Employment: SME owner, Registered business, Company, Self-employed professional

Required Documents

  • Business registration certificate
  • KRA PIN
  • Bank statements (6-12 months)
  • Proforma invoice for asset
  • National ID
  • Tax compliance certificate
  • Cash flow projections

Repayment Options

Standing orderEquitel mobile bankingDirect debitBranch payment

Ready to Apply?

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Application takes less than 10 minutes

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