DTB Passenger Car Financing
Diamond Trust Bank Kenya
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
14% - 16% p.a.
Loan Amount
Ksh 300,000 - Ksh 50,000,000
Approval Time
3-7 working days
Processing Fee
1.75% of loan amount%
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Pros & Cons
Pros
- Finances used cars up to 8 years old
- Salaried individuals can apply easily
- Tenure up to 60 months
- Regional East African footprint
- Faster than peer banks (3-7 days)
Cons
- 80% maximum financing (lower than peers)
- Interest rates start higher (14%)
- 1% early settlement penalty
- Smaller branch network
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Product Details
Features
- Focus on passenger car financing for professionals
- Accepts used cars up to 8 years old at financing
- Up to 80% asset financing
- Tenure up to 60 months
- Regional bank presence (Kenya, Tanzania, Uganda, Burundi)
- Simple documentation for salaried applicants
- Competitive rates for individuals
Eligibility Requirements
Age: 23 - 65 years
Min Income: Ksh 80,000/month
Employment: Salaried employee, Self-employed professional, Business owner, Registered company
Required Documents
- National ID
- KRA PIN
- Payslips (3 months) or business bank statements (12 months)
- Proforma invoice
- Valuation report (for used cars)
- Employment letter or business registration
Repayment Options
Standing orderDirect debitDTB internet bankingBranch payment
Ready to Apply?
Get started with DTB Passenger Car Financing today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
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