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DTB Passenger Car Financing

Diamond Trust Bank Kenya

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
14% - 16% p.a.
Loan Amount
Ksh 300,000 - Ksh 50,000,000
Approval Time
3-7 working days
Processing Fee
1.75% of loan amount%

Rating Breakdown

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Total: 0 Reviews

Pros & Cons

Pros

  • Finances used cars up to 8 years old
  • Salaried individuals can apply easily
  • Tenure up to 60 months
  • Regional East African footprint
  • Faster than peer banks (3-7 days)

Cons

  • 80% maximum financing (lower than peers)
  • Interest rates start higher (14%)
  • 1% early settlement penalty
  • Smaller branch network

Customer Reviews

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Product Details

Features

  • Focus on passenger car financing for professionals
  • Accepts used cars up to 8 years old at financing
  • Up to 80% asset financing
  • Tenure up to 60 months
  • Regional bank presence (Kenya, Tanzania, Uganda, Burundi)
  • Simple documentation for salaried applicants
  • Competitive rates for individuals

Eligibility Requirements

Age: 23 - 65 years
Min Income: Ksh 80,000/month
Employment: Salaried employee, Self-employed professional, Business owner, Registered company

Required Documents

  • National ID
  • KRA PIN
  • Payslips (3 months) or business bank statements (12 months)
  • Proforma invoice
  • Valuation report (for used cars)
  • Employment letter or business registration

Repayment Options

Standing orderDirect debitDTB internet bankingBranch payment

Ready to Apply?

Get started with DTB Passenger Car Financing today. Fast approval and competitive rates.

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Application takes less than 10 minutes

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