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I&M Asset Finance

I&M Bank Kenya

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
13% - 15% p.a.
Loan Amount
Ksh 500,000 - Ksh 80,000,000
Approval Time
5-10 working days
Processing Fee
1.5% of loan amount%

Rating Breakdown

5
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4
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3
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Total: 0 Reviews

Pros & Cons

Pros

  • Up to 90% asset financing
  • Personalized relationship approach
  • Competitive rates from 13%
  • Regional East African bank
  • Strong service for professional practices

Cons

  • 24 months trading history required
  • Smaller branch footprint than tier-one banks
  • Audited financials required
  • Early settlement penalty first 24 months

Customer Reviews

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Product Details

Features

  • Up to 90% asset financing
  • Tenure up to 60 months
  • Personalized relationship banking approach
  • Dedicated asset finance managers per branch
  • Strong service culture for professional firms
  • Regional East African capability
  • Flexible structuring for professional practices

Eligibility Requirements

Age: 25 - 70 years
Min Income: Ksh 150,000/month
Employment: Business owner, Registered company, Corporate, Professional practice

Required Documents

  • Certificate of incorporation
  • KRA PIN
  • Bank statements (12 months)
  • Audited financial statements (2 years)
  • Proforma invoice
  • Tax compliance certificate
  • Directors' IDs

Repayment Options

Direct debitStanding orderI&M On The Go (internet banking)Branch payment

Ready to Apply?

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