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🇰đŸ‡Ē PROUDLY KENYAN

SACCO Loans in Kenya

Compare SACCO loans with 10-14% interest rates. Earn dividends up to 20% while borrowing. Join top SACCOs like Stima, Mwalimu, and Winas.

Reviewed byPesaMarket Research Team
|Last verified: Jan 14, 2026

Showing 21 of 21 products

⭐ Doctors

Afya SACCO Loan

Afya SACCO

Interest Rate
12%
per annum
Max Amount
KES 10000K
Approval Time
3-5 days
Processing Fee
1%
  • Exclusive for healthcare professionals
  • 12% competitive interest rate
Apply Now
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⭐ Anyone seeking high dividends

Cosmopolitan SACCO Development Loan

Cosmopolitan SACCO

Interest Rate
12%
per annum
Max Amount
KES 10000K
Approval Time
24-72 hours
Processing Fee
1%
  • 16% dividend on shares (2024)
  • 12.4% interest on deposits
Apply Now
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⭐ Civil servants

Harambee SACCO Loan

Harambee SACCO

Interest Rate
12%
per annum
Max Amount
KES 20000K
Approval Time
3-5 days
Processing Fee
1%
  • Highest multiplier - up to 4x deposits
  • Lowest rate at 12% p.a.
Apply Now
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⭐ Government employees

Hazina SACCO Development Loan

Hazina SACCO

Interest Rate
12%
per annum
Max Amount
KES 10000K
Approval Time
24-72 hours
Processing Fee
1%
  • KES 12.7 billion in assets
  • Strong government employee base
Apply Now
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⭐ Coastal residents

Imarika SACCO Development Loan

Imarika SACCO

Interest Rate
12%
per annum
Max Amount
KES 5000K
Approval Time
24-72 hours
Processing Fee
1%
  • Mombasa-based SACCO
  • Strong coastal presence
Apply Now
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⭐ Bank employees

Kenya Bankers SACCO Loan

Kenya Bankers SACCO

Interest Rate
12%
per annum
Max Amount
KES 15000K
Approval Time
5-7 days
Processing Fee
1%
  • Exclusive for banking professionals
  • 4x loan multiplier
Apply Now
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⭐ Kenya Police officers

Kenya Police SACCO Loan

Kenya Police SACCO

Interest Rate
12%
per annum
Max Amount
KES 10000K
Approval Time
3-5 days
Processing Fee
1%
  • Loans up to 3x your deposits
  • Competitive 12% interest rate
Apply Now
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⭐ Magadi Soda employees

Magadi SACCO Development Loan

Magadi SACCO

Interest Rate
12%
per annum
Max Amount
KES 5000K
Approval Time
24-48 hours
Processing Fee
1%
  • 20%+ dividend on shares - top tier
  • Mining sector SACCO
Apply Now
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⭐ Anyone seeking competitive returns

Mentor SACCO Development Loan

Mentor SACCO

Interest Rate
12%
per annum
Max Amount
KES 8000K
Approval Time
24-72 hours
Processing Fee
1%
  • 15% dividend on shares (2024)
  • Open membership
Apply Now
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⭐ Teachers (TSC employees)

Mwalimu National SACCO Development Loan

Mwalimu National SACCO

Interest Rate
12%
per annum
Max Amount
KES 15000K
Approval Time
24-72 hours
Processing Fee
1%
  • Kenya's largest SACCO with 100,000+ members
  • Borrow up to 4 times your deposits
Apply Now
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⭐ Nation Media employees

Nation SACCO Development Loan

Nation SACCO

Interest Rate
12%
per annum
Max Amount
KES 5000K
Approval Time
24-48 hours
Processing Fee
1%
  • 20% dividend on shares - highest tier in Kenya
  • 11% interest on deposits
Apply Now
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⭐ High dividend seekers

Nyati SACCO Development Loan

Nyati SACCO

Interest Rate
12%
per annum
Max Amount
KES 5000K
Approval Time
24-72 hours
Processing Fee
1%
  • 20%+ dividend on shares - top tier
  • Competitive deposit interest
Apply Now
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⭐ KPA employees

Ports SACCO Development Loan

Ports SACCO (Mombasa Port)

Interest Rate
12%
per annum
Max Amount
KES 8000K
Approval Time
24-48 hours
Processing Fee
1%
  • 20% dividend on shares (2024) - among highest in Kenya
  • 12.5% interest on deposits
Apply Now
View Details & 0 Reviews →
⭐ Safaricom employees

Safaricom SACCO Loan

Safaricom SACCO

Interest Rate
12%
per annum
Max Amount
KES 20000K
Approval Time
3-5 days
Processing Fee
1%
  • Exclusive Safaricom employee SACCO
  • 4x loan multiplier
Apply Now
View Details & 0 Reviews →
⭐ Open membership seekers

Solution SACCO Development Loan

Solution SACCO

Interest Rate
12%
per annum
Max Amount
KES 8000K
Approval Time
24-72 hours
Processing Fee
1%
  • 15% dividend on shares
  • Open membership
Apply Now
View Details & 0 Reviews →
⭐ Energy sector employees

Stima SACCO Development Loan

Stima SACCO

Interest Rate
12%
per annum
Max Amount
KES 10000K
Approval Time
24-48 hours
Processing Fee
1%
  • Borrow up to 4 times your deposits
  • Low 12% interest on reducing balance
Apply Now
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⭐ Chama groups

Tower SACCO Loan

Tower SACCO

Interest Rate
14%
per annum
Max Amount
KES 3000K
Approval Time
24-72 hours
Processing Fee
1%
  • Open membership SACCO
  • Loans up to 3x deposits
Apply Now
View Details & 0 Reviews →
⭐ Anyone seeking good returns

Trans-Nation SACCO Development Loan

Trans-Nation SACCO

Interest Rate
12%
per annum
Max Amount
KES 10000K
Approval Time
24-72 hours
Processing Fee
1%
  • 15% dividend on shares (2024)
  • KES 12.02 billion in assets
Apply Now
View Details & 0 Reviews →
⭐ UN agency employees

UN SACCO Loan

United Nations SACCO

Interest Rate
10% - 12%
per annum
Max Amount
KES 30000K
Approval Time
5-7 days
Processing Fee
0.5%
  • Lowest interest rates from 10%
  • 4x loan multiplier
Apply Now
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⭐ Self-employed individuals

Unaitas SACCO Loan

Unaitas SACCO

Interest Rate
14%
per annum
Max Amount
KES 5000K
Approval Time
24-48 hours
Processing Fee
1.5%
  • Open membership SACCO
  • Loans up to 3x your deposits
Apply Now
View Details & 0 Reviews →
⭐ High dividend seekers

Winas SACCO Development Loan

Winas SACCO

Interest Rate
12%
per annum
Max Amount
KES 10000K
Approval Time
24-72 hours
Processing Fee
1%
  • 45,000+ active members
  • KES 14.4 billion in assets (2024)
Apply Now
View Details & 0 Reviews →
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