Skip to main content

PesaMarket🇰🇪

🎯Find My Loan

💳Credit Cards 🔐LoanVault 🌍Send Money

💰Money NowHOT

Get cash in minutes

💳 Products

🎯Find My Loan 💳Credit Cards 💰Personal Loans 📱Mobile Money Loans 🏢Business Loans 🏦Savings Accounts

🛠️ Tools & Resources

🔐LoanVault 🌍Send Money 🏦Banks 🧮Calculators 📰Blog

🏢 Company

ℹ️About Us 📧Contact Us

🎯Find Your Perfect Loan

PesaMarket

Kenya's trusted financial comparison platform. Compare credit cards, loans, and financial products to find the best deals.

About Us
Contact Us
How It Works
Blog
Methodology

Loans

Personal Loans
Business Loans
Fast Loans
Mobile Money Loans
Mortgages
Car Loans
Salary Advance
No CRB Check

Banking

Savings Accounts
Current Accounts
Credit Cards
Fixed Deposits
Money Transfer

Banks

KCB Bank
Equity Bank
Co-op Bank
Absa Kenya
NCBA Bank
Stanbic Bank
StanChart
DTB
See all 60+ →

Compare

KCB vs Equity
Fuliza vs M-Shwari
Branch vs Tala
KCB M-Pesa vs M-Shwari
Equity vs Co-op
Tala vs Zenka
See all →

By Amount

KES 10,000
KES 50,000
KES 100,000
KES 500,000
KES 1 Million
KES 5 Million
All amounts →

Tools

PAYE Calculator (2026)
Loan EMI Calculator
Salary Loan Calculator
Dowry Calculator
Credit Score
See All Calculators →

Nairobi Kiambu Murang'a Nyeri Kirinyaga Nyandarua Mombasa Kwale Kilifi Tana River Lamu Taita-Taveta Kakamega Vihiga Bungoma Busia Siaya Kisumu Homa Bay Migori All 47 counties →

Wedding School Fees Medical Bills Home Renovation Business Debt Consolidation Car Purchase Funeral Expenses Travel Dowry Electronics & Appliances Land Purchase

KCB Bank Equity Bank Co-op Bank Absa Kenya NCBA Bank Stanbic Bank standard-chartered DTB Family Bank I&M Bank Branch Tala M-Shwari Fuliza Zenka View all →

Privacy Policy Terms of Service Cookie Policy Disclaimer

SSL Secure

Data Protected

🇰🇪Kenya Based

CBK Info Compliant

Important Disclosure: PesaMarket is a financial comparison platform. We may receive compensation when you click on links to financial products or submit applications. This does not affect the price you pay or influence our product recommendations. All applications are subject to the lender's approval criteria. We do not guarantee approval for any financial product. Interest rates, fees, and terms are subject to change without notice. Please verify all product details with the financial institution before applying.

© 2026 PesaMarket. All rights reserved.

PesaMarket is not a lender, bank, or financial institution. We are an independent comparison service. All trademarks and logos belong to their respective owners.

PesaMarket

Kenya's trusted financial comparison platform. Compare credit cards, loans, and financial products to find the best deals.

About Us
Contact Us
Blog

Loans

Personal Loans
Fast Loans
Credit Cards
Savings Accounts
All Banks →

Tools

Compare
Calculators
Credit Score
No CRB Check

Nairobi Kiambu Murang'a Nyeri Kirinyaga Nyandarua Mombasa Kwale Kilifi Tana River Lamu Taita-Taveta All 47 counties →

SSL

Data Protected

🇰🇪

Privacy Policy Terms of Service Disclaimer

Important Disclosure: PesaMarket is a financial comparison platform. We may receive compensation when you click on links to financial products or submit applications. This does not affect the price you pay or influence our product recommendations. All applications are subject to the lender's approval criteria. We do not guarantee approval for any financial product. Interest rates, fees, and terms are subject to change without notice. Please verify all product details with the financial institution before applying.

© 2026 PesaMarket. Not a lender. Independent comparison service.

Loans

Personal Loans
Fast Loans
Mobile Money Loans
No CRB Check

Tools

All Banks
Compare
Calculators
Credit Score

Nairobi Kiambu Murang'a Nyeri Kirinyaga Nyandarua Mombasa Kwale Kilifi Tana River All 47 counties →

Wedding School Fees Medical Bills Home Renovation Business Debt Consolidation Car Purchase Funeral Expenses

KCB Bank Equity Bank Co-op Bank Absa Kenya NCBA Bank Stanbic Bank StanChart DTB See all 60+ →

Privacy Policy Terms of Service About Us

SSL

🇰🇪

Important Disclosure: PesaMarket is a financial comparison platform. We may receive compensation when you click on links to financial products or submit applications. This ...

© 2026 PesaMarket. All rights reserved.

Not a lender. Independent comparison service.

Need help? Chat with us

Best SACCO Loans Kenya 2026

›SACCO Loans

🇰🇪 PROUDLY KENYAN

SACCO Loans in Kenya

Compare SACCO loans with 10-14% interest rates. Earn dividends up to 20% while borrowing. Join top SACCOs like Stima, Mwalimu, and Winas.

Reviewed by

|Last verified: Jan 14, 2026

Search

Sort By

Bank/Provider

Min Loan Amount

Showing 21 of 21 products

⭐ High dividend seekers

Winas SACCO Development Loan

Winas SACCO

Select Winas SACCO Development Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 10000K

Approval Time

24-72 hours

Processing Fee

1%

45,000+ active members
KES 14.4 billion in assets (2024)

View Details & 0 Reviews →

⭐ KPA employees

Ports SACCO Development Loan

Ports SACCO (Mombasa Port)

Select Ports SACCO Development Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 8000K

Approval Time

24-48 hours

Processing Fee

1%

20% dividend on shares (2024) - among highest in Kenya
12.5% interest on deposits

View Details & 0 Reviews →

⭐ UN agency employees

UN SACCO Loan

United Nations SACCO

Select UN SACCO Loan to compare

Interest Rate

10% - 12%

per annum

Max Amount

KES 30000K

Approval Time

5-7 days

Processing Fee

0.5%

Lowest interest rates from 10%
4x loan multiplier

View Details & 0 Reviews →

⭐ Teachers (TSC employees)

Mwalimu National SACCO Development Loan

Mwalimu National SACCO

Select Mwalimu National SACCO Development Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 15000K

Approval Time

24-72 hours

Processing Fee

1%

Kenya's largest SACCO with 100,000+ members
Borrow up to 4 times your deposits

View Details & 0 Reviews →

⭐ Nation Media employees

Nation SACCO Development Loan

Nation SACCO

Select Nation SACCO Development Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 5000K

Approval Time

24-48 hours

Processing Fee

1%

20% dividend on shares - highest tier in Kenya
11% interest on deposits

View Details & 0 Reviews →

⭐ Safaricom employees

Safaricom SACCO Loan

Safaricom SACCO

Select Safaricom SACCO Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 20000K

Approval Time

3-5 days

Processing Fee

1%

Exclusive Safaricom employee SACCO
4x loan multiplier

View Details & 0 Reviews →

⭐ Civil servants

Harambee SACCO Loan

Harambee SACCO

Select Harambee SACCO Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 20000K

Approval Time

3-5 days

Processing Fee

1%

Highest multiplier - up to 4x deposits
Lowest rate at 12% p.a.

View Details & 0 Reviews →

⭐ Magadi Soda employees

Magadi SACCO Development Loan

Magadi SACCO

Select Magadi SACCO Development Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 5000K

Approval Time

24-48 hours

Processing Fee

1%

20%+ dividend on shares - top tier
Mining sector SACCO

View Details & 0 Reviews →

⭐ High dividend seekers

Nyati SACCO Development Loan

Nyati SACCO

Select Nyati SACCO Development Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 5000K

Approval Time

24-72 hours

Processing Fee

1%

20%+ dividend on shares - top tier
Competitive deposit interest

View Details & 0 Reviews →

⭐ Energy sector employees

Stima SACCO Development Loan

Stima SACCO

Select Stima SACCO Development Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 10000K

Approval Time

24-48 hours

Processing Fee

1%

Borrow up to 4 times your deposits
Low 12% interest on reducing balance

View Details & 0 Reviews →

⭐ Anyone seeking high dividends

Cosmopolitan SACCO Development Loan

Cosmopolitan SACCO

Select Cosmopolitan SACCO Development Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 10000K

Approval Time

24-72 hours

Processing Fee

1%

16% dividend on shares (2024)
12.4% interest on deposits

View Details & 0 Reviews →

⭐ Bank employees

Kenya Bankers SACCO Loan

Kenya Bankers SACCO

Select Kenya Bankers SACCO Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 15000K

Approval Time

5-7 days

Processing Fee

1%

Exclusive for banking professionals
4x loan multiplier

View Details & 0 Reviews →

⭐ Anyone seeking good returns

Trans-Nation SACCO Development Loan

Trans-Nation SACCO

Select Trans-Nation SACCO Development Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 10000K

Approval Time

24-72 hours

Processing Fee

1%

15% dividend on shares (2024)
KES 12.02 billion in assets

View Details & 0 Reviews →

⭐ Government employees

Hazina SACCO Development Loan

Hazina SACCO

Select Hazina SACCO Development Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 10000K

Approval Time

24-72 hours

Processing Fee

1%

KES 12.7 billion in assets
Strong government employee base

View Details & 0 Reviews →

⭐ Anyone seeking competitive returns

Mentor SACCO Development Loan

Mentor SACCO

Select Mentor SACCO Development Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 8000K

Approval Time

24-72 hours

Processing Fee

1%

15% dividend on shares (2024)
Open membership

View Details & 0 Reviews →

⭐ Open membership seekers

Solution SACCO Development Loan

Solution SACCO

Select Solution SACCO Development Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 8000K

Approval Time

24-72 hours

Processing Fee

1%

15% dividend on shares
Open membership

View Details & 0 Reviews →

⭐ Kenya Police officers

Kenya Police SACCO Loan

Kenya Police SACCO

Select Kenya Police SACCO Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 10000K

Approval Time

3-5 days

Processing Fee

1%

Loans up to 3x your deposits
Competitive 12% interest rate

View Details & 0 Reviews →

⭐ Doctors

Afya SACCO Loan

Afya SACCO

Select Afya SACCO Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 10000K

Approval Time

3-5 days

Processing Fee

1%

Exclusive for healthcare professionals
12% competitive interest rate

View Details & 0 Reviews →

⭐ Coastal residents

Imarika SACCO Development Loan

Imarika SACCO

Select Imarika SACCO Development Loan to compare

Interest Rate

12%

per annum

Max Amount

KES 5000K

Approval Time

24-72 hours

Processing Fee

1%

Mombasa-based SACCO
Strong coastal presence

View Details & 0 Reviews →

⭐ Self-employed individuals

Unaitas SACCO Loan

Unaitas SACCO

Select Unaitas SACCO Loan to compare

Interest Rate

14%

per annum

Max Amount

KES 5000K

Approval Time

24-48 hours

Processing Fee

1.5%

Open membership SACCO
Loans up to 3x your deposits

View Details & 0 Reviews →

⭐ Chama groups

Tower SACCO Loan

Tower SACCO

Select Tower SACCO Loan to compare

Interest Rate

14%

per annum

Max Amount

KES 3000K

Approval Time

24-72 hours

Processing Fee

1%

Open membership SACCO
Loans up to 3x deposits

View Details & 0 Reviews →

PesaMarket Research Team