Cosmopolitan SACCO Development Loan
Cosmopolitan SACCO
Last updated: January 14, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
12% p.a.
Loan Amount
Ksh 30,000 - Ksh 10,000,000
Approval Time
24-72 hours
Processing Fee
KshNaN
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Pros & Cons
Pros
- Strong 16% dividend
- 12.4% deposit interest
- Open to all Kenyans
- Solid KES 11.68B asset base
- FOSA services available
Cons
- 6-month membership required
- Requires guarantors
- Must build deposits first
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Product Details
Features
- 16% dividend on shares (2024)
- 12.4% interest on deposits
- KES 11.68 billion in assets (2024)
- Open membership - any Kenyan can join
- Borrow up to 3x deposits
- FOSA banking services
- Mobile banking platform
- Multiple branch network
Eligibility Requirements
Age: 18 - 65 years
Employment: Open to all Kenyans
Required Documents
- National ID
- Membership certificate
- Income proof
- Guarantor forms
Repayment Options
Check-offStanding orderM-PesaFOSA
Ready to Apply?
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