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Best SACCO Loans in Uasin Gishu 2026

Compare 69+ sacco loans from 4+ banks in Uasin Gishu County. 69% of adults have access to financial services.

There are 69 sacco loans available in Uasin Gishu County, Kenya, with 4 banks serving the area. Interest rates range from 11.9% to 19.9% monthly. Population: 1,163,186.

69+
Products Available
4+
Bank Branches
1,163,186
Population
26+
branches

Uasin Gishu County Financial Overview

Eldoret, in Uasin Gishu County, is the fastest-growing town in Kenya and home to world-renowned athletes. The region is the breadbasket of Kenya with extensive wheat and maize farming.

Main Industries

AgricultureAthleticsEducationManufacturingTrade

Popular Financial Products

Agricultural LoansPersonal LoansBusiness LoansAsset Finance
GDP Contribution: 3.8% of Kenya's GDP
Region: Rift Valley

Banks Offering SACCO Loans in Uasin Gishu

KCB

8 branches

CBD, West Indies, Huruma, Langas

View KCB Products→

Equity Bank

7 branches

CBD, West Indies, Pioneer

View Equity Bank Products→

Co-operative Bank

7 branches

CBD, West Indies, Kapseret

View Co-operative Bank Products→

ABSA

4 branches

CBD, Elgon View

View ABSA Products→

Compare SACCO Loans Available in Uasin Gishu

Afya SACCO Loan

Afya SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 10,000 - KES 10,000,000

  • ✓Exclusive for healthcare professionals
  • ✓12% competitive interest rate
View Details & Apply

Ardhi SACCO Development Loan

Ardhi SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 10,000,000

  • ✓Tailored for lands, survey, and physical planning professionals
  • ✓Plot-purchase loan with title search assistance
View Details & Apply

Bandari SACCO Development Loan

Bandari SACCO

Interest Rate:

11.5% p.a.

Loan Amount:

KES 50,000 - KES 12,000,000

  • ✓Primary SACCO for Kenya Ports Authority staff
  • ✓Coastal dhow business asset finance
View Details & Apply

Bingwa SACCO Development Loan

Bingwa SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 7,000,000

  • ✓Kirinyaga SACCO bridging teachers and Mwea rice farmers
  • ✓TSC check-off for Kirinyaga teachers
View Details & Apply

Boresha SACCO Development Loan

Boresha SACCO

Interest Rate:

12.5% p.a.

Loan Amount:

KES 30,000 - KES 6,000,000

  • ✓Deep roots in Nyeri and central Kenya farming communities
  • ✓Coffee and tea harvest-aligned repayment schedules
View Details & Apply

Capital SACCO Development Loan

Capital SACCO

Interest Rate:

13% p.a.

Loan Amount:

KES 20,000 - KES 5,000,000

  • ✓Strong presence in Meru coffee and miraa belts
  • ✓Miraa-trade working capital with weekly repayments
View Details & Apply

Centenary SACCO Development Loan

Centenary SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 7,000,000

  • ✓Catholic faith-based SACCO with diocesan network
  • ✓Parish-backed development loan
View Details & Apply

Chai SACCO Development Loan

Chai SACCO

Interest Rate:

11.5% p.a.

Loan Amount:

KES 30,000 - KES 8,000,000

  • ✓Common bond with KTDA tea factories in western highlands
  • ✓Bonus-linked repayment for smallholder tea growers
View Details & Apply

Cosmopolitan SACCO Development Loan

Featured

Cosmopolitan SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 10,000,000

  • ✓16% dividend on shares (2024)
  • ✓12.4% interest on deposits
View Details & Apply

Kenya County Government SACCO Development Loan

County Government SACCO

Interest Rate:

12.5% p.a.

Loan Amount:

KES 50,000 - KES 10,000,000

  • ✓Cross-county common bond for county government staff
  • ✓County payroll check-off across 47 counties
View Details & Apply

Dhabiti SACCO Development Loan

Dhabiti SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 6,000,000

  • ✓Eastern Kenya SACCO for teachers and dairy farmers
  • ✓Dairy milk cheque backed loan with KCC verification
View Details & Apply

Faidika SACCO Development Loan

Faidika SACCO

Interest Rate:

13% p.a.

Loan Amount:

KES 20,000 - KES 5,000,000

  • ✓Open-bond community SACCO for Nairobi periphery
  • ✓KES 20,000 entry loan for new members
View Details & Apply

Fortune SACCO Development Loan

Fortune SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 8,000,000

  • ✓Rooted in Embu farming communities since 1985
  • ✓Rice-farmer loan aligned to Mwea paddy cycle
View Details & Apply

Harambee SACCO Loan

Featured

Harambee SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 20,000 - KES 20,000,000

  • ✓Highest multiplier - up to 4x deposits
  • ✓Lowest rate at 12% p.a.
View Details & Apply

Hazina SACCO Development Loan

Hazina SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 10,000,000

  • ✓KES 12.7 billion in assets
  • ✓Strong government employee base
View Details & Apply

HMRC SACCO Development Loan

HMRC SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 10,000,000

  • ✓Medical research SACCO for KEMRI and allied staff
  • ✓Fellowship bridging loan for research grants
View Details & Apply

Imarika SACCO Development Loan

Imarika SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 20,000 - KES 5,000,000

  • ✓Mombasa-based SACCO
  • ✓Strong coastal presence
View Details & Apply

Jamii Yetu SACCO Development Loan

Jamii Yetu SACCO

Interest Rate:

13.5% p.a.

Loan Amount:

KES 10,000 - KES 3,000,000

  • ✓Community SACCO for Nairobi informal-settlement residents
  • ✓KES 10,000 entry savings requirement
View Details & Apply

Kenpipe SACCO Development Loan

Kenpipe SACCO

Interest Rate:

11.5% p.a.

Loan Amount:

KES 50,000 - KES 12,000,000

  • ✓Dedicated SACCO for Kenpipe Operations staff
  • ✓Salary check-off via Kenpipe HR automation
View Details & Apply

Kenya Bankers SACCO Loan

Kenya Bankers SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 15,000,000

  • ✓Exclusive for banking professionals
  • ✓4x loan multiplier
View Details & Apply

Kenya Midland SACCO Development Loan

Kenya Midland SACCO

Interest Rate:

12.5% p.a.

Loan Amount:

KES 30,000 - KES 6,000,000

  • ✓Midlands SACCO serving Nyeri, Nyandarua and Laikipia
  • ✓Potato and dairy farmer seasonal loans
View Details & Apply

Kenya Police SACCO Loan

Featured

Kenya Police SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 10,000 - KES 10,000,000

  • ✓Loans up to 3x your deposits
  • ✓Competitive 12% interest rate
View Details & Apply

Kipokezi SACCO Development Loan

Kipokezi SACCO

Interest Rate:

13% p.a.

Loan Amount:

KES 20,000 - KES 5,000,000

  • ✓Rift Valley community SACCO - open bond
  • ✓Maize and potato farmer seasonal loans
View Details & Apply

Kipsigis Edis SACCO Development Loan

Kipsigis Edis SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 8,000,000

  • ✓Teachers and civil servants SACCO in tea-growing highlands
  • ✓TSC check-off coverage across Kericho and Bomet
View Details & Apply

Kisumu Teachers SACCO Development Loan

Kisumu Teachers SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 6,000,000

  • ✓TSC check-off for Kisumu County teachers
  • ✓Dholuo-language customer service desk
View Details & Apply

Kitui Teachers SACCO Development Loan

Kitui Teachers SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 6,000,000

  • ✓TSC check-off for Kitui County teachers only
  • ✓ASAL-friendly drought-hardship loan
View Details & Apply

Kenya Meat Commission SACCO Development Loan

KMC SACCO

Interest Rate:

12.5% p.a.

Loan Amount:

KES 30,000 - KES 7,000,000

  • ✓Common bond covering KMC staff and contracted ranchers
  • ✓Livestock asset finance against KMC supply contract
View Details & Apply

Kenya Union of Savings & Credit Cooperatives Development Loan

KUSCCO

Interest Rate:

11.5% p.a.

Loan Amount:

KES 100,000 - KES 30,000,000

  • ✓Central finance facility for 4,000+ affiliated SACCOs
  • ✓Inter-SACCO liquidity support loans
View Details & Apply

Kwetu SACCO Development Loan

Kwetu SACCO

Interest Rate:

12.5% p.a.

Loan Amount:

KES 20,000 - KES 5,000,000

  • ✓Ukambani SACCO serving Machakos and Makueni
  • ✓Mango and citrus farmer seasonal loans
View Details & Apply

Kenya Wildlife Service SACCO Development Loan

KWS SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 10,000,000

  • ✓Purpose-built for KWS rangers and park wardens
  • ✓Hardship loans for remote-posting officers
View Details & Apply

Mafanikio SACCO Development Loan

Mafanikio SACCO

Interest Rate:

13% p.a.

Loan Amount:

KES 20,000 - KES 5,000,000

  • ✓Open-bond SACCO for Meru business community
  • ✓Short-tenure working capital for cereals traders
View Details & Apply

Magadi SACCO Development Loan

Magadi SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 5,000,000

  • ✓20%+ dividend on shares - top tier
  • ✓Mining sector SACCO
View Details & Apply

Maisha Bora SACCO Development Loan

Maisha Bora SACCO

Interest Rate:

13% p.a.

Loan Amount:

KES 30,000 - KES 6,000,000

  • ✓Open-bond SACCO accepting salaried staff and business owners
  • ✓Fast-track emergency loan within 48 hours
View Details & Apply

Mentor SACCO Development Loan

Mentor SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 8,000,000

  • ✓15% dividend on shares (2024)
  • ✓Open membership
View Details & Apply

Metropolitan National SACCO Development Loan

Metropolitan National SACCO

Interest Rate:

12.5% p.a.

Loan Amount:

KES 50,000 - KES 12,000,000

  • ✓Strong urban professional membership base around Nairobi
  • ✓FOSA savings accounts with debit card access
View Details & Apply

Mhasibu SACCO Development Loan

Mhasibu SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 100,000 - KES 20,000,000

  • ✓Exclusive to ICPAK-registered accountants
  • ✓4x deposits development loan up to KES 20m
View Details & Apply

Mombasa Teachers SACCO Development Loan

Mombasa Teachers SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 6,000,000

  • ✓TSC check-off for Mombasa, Kwale and Kilifi teachers
  • ✓Swahili-first customer communication
View Details & Apply

Mudete Farmers SACCO Development Loan

Mudete Farmers SACCO

Interest Rate:

12.5% p.a.

Loan Amount:

KES 20,000 - KES 4,000,000

  • ✓Western Kenya SACCO for smallholder farmers
  • ✓KTDA bonus-backed tea grower loan
View Details & Apply

Mwalimu National SACCO Development Loan

Featured

Mwalimu National SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 15,000,000

  • ✓Kenya's largest SACCO with 100,000+ members
  • ✓Borrow up to 4 times your deposits
View Details & Apply

Mwingi Mwananchi SACCO Development Loan

Mwingi Mwananchi SACCO

Interest Rate:

13% p.a.

Loan Amount:

KES 10,000 - KES 3,000,000

  • ✓Community SACCO for Mwingi and neighbouring ASAL areas
  • ✓Low KES 10,000 entry loan amount
View Details & Apply

Mwingi Teachers SACCO Development Loan

Mwingi Teachers SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 5,000,000

  • ✓TSC check-off for Mwingi teachers only
  • ✓ASAL drought hardship loan with 3-month grace
View Details & Apply

Mwito SACCO Development Loan

Mwito SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 6,000,000

  • ✓Ecumenical SACCO serving Kenyan clergy across denominations
  • ✓Parsonage/housing loan with church guarantee
View Details & Apply

Nakuru Teachers SACCO Development Loan

Nakuru Teachers SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 8,000,000

  • ✓TSC check-off for all Nakuru teachers
  • ✓72-month development loan tenure
View Details & Apply

Nation SACCO Development Loan

Featured

Nation SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 5,000,000

  • ✓20% dividend on shares - highest tier in Kenya
  • ✓11% interest on deposits
View Details & Apply

Ndege Chai SACCO Development Loan

Ndege Chai SACCO

Interest Rate:

11.5% p.a.

Loan Amount:

KES 20,000 - KES 6,000,000

  • ✓Tea-industry SACCO for Finlays and UTK employees
  • ✓Tea bonus-backed loan with estate verification
View Details & Apply

Ngarisha SACCO Development Loan

Ngarisha SACCO

Interest Rate:

12.5% p.a.

Loan Amount:

KES 30,000 - KES 6,000,000

  • ✓Kisii highland SACCO serving teachers and farmers
  • ✓TSC check-off for Kisii County teachers
View Details & Apply

Nyati SACCO Development Loan

Featured

Nyati SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 5,000,000

  • ✓20%+ dividend on shares - top tier
  • ✓Competitive deposit interest
View Details & Apply

Odorero SACCO Development Loan

Odorero SACCO

Interest Rate:

13% p.a.

Loan Amount:

KES 20,000 - KES 4,000,000

  • ✓Kericho community SACCO with open-bond structure
  • ✓Matatu industry working capital loan
View Details & Apply

Ollin SACCO Development Loan

Ollin SACCO

Interest Rate:

12.5% p.a.

Loan Amount:

KES 30,000 - KES 6,000,000

  • ✓Western Kenya SACCO anchored in Kakamega civil service
  • ✓Mumias Sugar payroll check-off integration
View Details & Apply

Orient Commercial SACCO Development Loan

Orient Commercial SACCO

Interest Rate:

13% p.a.

Loan Amount:

KES 50,000 - KES 10,000,000

  • ✓SACCO for Nairobi commercial traders and SMEs
  • ✓Import LC-backed working capital loan
View Details & Apply

Ports SACCO Development Loan

Featured

Ports SACCO (Mombasa Port)

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 8,000,000

  • ✓20% dividend on shares (2024) - among highest in Kenya
  • ✓12.5% interest on deposits
View Details & Apply

Safaricom SACCO Loan

Featured

Safaricom SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 20,000,000

  • ✓Exclusive Safaricom employee SACCO
  • ✓4x loan multiplier
View Details & Apply

Sheria SACCO Development Loan

Sheria SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 15,000,000

  • ✓Dedicated SACCO for legal and judicial professionals
  • ✓4x deposits development loan up to KES 15m
View Details & Apply

Shoppers SACCO Development Loan

Shoppers SACCO

Interest Rate:

13% p.a.

Loan Amount:

KES 20,000 - KES 5,000,000

  • ✓Membership open to all major Kenyan supermarket chain employees
  • ✓Small-ticket emergency loan from KES 20,000
View Details & Apply

Siraji SACCO Development Loan

Siraji SACCO

Interest Rate:

12.5% p.a.

Loan Amount:

KES 30,000 - KES 6,000,000

  • ✓Laikipia-Meru SACCO serving ranch and highland farming
  • ✓Livestock finance loan for dairy/breeder cattle
View Details & Apply

Skyline SACCO Development Loan

Skyline SACCO

Interest Rate:

11.5% p.a.

Loan Amount:

KES 100,000 - KES 15,000,000

  • ✓Dedicated SACCO for the Kenyan aviation industry
  • ✓Multi-currency FOSA for crew paid in USD/EUR
View Details & Apply

Solution SACCO Development Loan

Solution SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 8,000,000

  • ✓15% dividend on shares
  • ✓Open membership
View Details & Apply

Stima SACCO Development Loan

Featured

Stima SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 10,000,000

  • ✓Borrow up to 4 times your deposits
  • ✓Low 12% interest on reducing balance
View Details & Apply

Taifa SACCO Development Loan

Taifa SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 8,000,000

  • ✓Meru SACCO serving teachers and professionals
  • ✓TSC check-off for Meru County teachers
View Details & Apply

Telepost SACCO Development Loan

Telepost SACCO

Interest Rate:

11.5% p.a.

Loan Amount:

KES 50,000 - KES 12,000,000

  • ✓SACCO for Kenya's telecom and postal sector
  • ✓Low 11.5% rate with Telkom/Posta common bond
View Details & Apply

Tembo SACCO Development Loan

Tembo SACCO

Interest Rate:

11% p.a.

Loan Amount:

KES 100,000 - KES 15,000,000

  • ✓Dedicated SACCO for Kenya Pipeline Company employees
  • ✓Access at KPC depot locations across the country
View Details & Apply

Tower SACCO Loan

Tower SACCO

Interest Rate:

14% p.a.

Loan Amount:

KES 5,000 - KES 3,000,000

  • ✓Open membership SACCO
  • ✓Loans up to 3x deposits
View Details & Apply

Trans-Nation SACCO Development Loan

Trans-Nation SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 10,000,000

  • ✓15% dividend on shares (2024)
  • ✓KES 12.02 billion in assets
View Details & Apply

Ukulima SACCO Development Loan

Ukulima SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 12,000,000

  • ✓Historic SACCO rooted in Ministry of Agriculture common bond
  • ✓Farm input loan timed to planting seasons
View Details & Apply

UN SACCO Loan

United Nations SACCO

Interest Rate:

10% - 12%p.a.

Loan Amount:

KES 100,000 - KES 30,000,000

  • ✓Lowest interest rates from 10%
  • ✓4x loan multiplier
View Details & Apply

Unaitas SACCO Loan

Featured

Unaitas SACCO

Interest Rate:

14% p.a.

Loan Amount:

KES 5,000 - KES 5,000,000

  • ✓Open membership SACCO
  • ✓Loans up to 3x your deposits
View Details & Apply

Universal Traders SACCO Development Loan

Universal Traders SACCO

Interest Rate:

13% p.a.

Loan Amount:

KES 30,000 - KES 8,000,000

  • ✓Trader-focused SACCO for Eastern Kenya markets
  • ✓Short-tenure working capital loan 6-12 months
View Details & Apply

Winas SACCO Development Loan

Featured

Winas SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 10,000,000

  • ✓45,000+ active members
  • ✓KES 14.4 billion in assets (2024)
View Details & Apply

Yetu SACCO Development Loan

Yetu SACCO

Interest Rate:

12.5% p.a.

Loan Amount:

KES 30,000 - KES 6,000,000

  • ✓Central Kenya community SACCO in Kiambu
  • ✓Coffee farmer bonus-backed loan
View Details & Apply

Tips for Getting SACCO Loans in Uasin Gishu

  • 💡Large-scale farmers can access bulk agricultural loans with lower rates
  • 💡Athletes and sports professionals have specialized banking packages at some banks
  • 💡Consider SACCO loans - Eldoret has strong cooperative movement
  • 💡Cross-border traders with Uganda can access trade finance products

How to Apply for SACCO Loans in Uasin Gishu

  1. Compare: Use PesaMarket to compare sacco loans from 4+ banks
  2. Check eligibility: Review requirements for your preferred product - income, age, CRB status
  3. Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
  4. Apply: Visit a branch in Eldoret or apply online through the bank's website/app
  5. Wait for approval: Most sacco loans are processed within 24-72 hours

Frequently Asked Questions: SACCO Loans in Uasin Gishu

What are the best SACCO Loans in Uasin Gishu County?

The best sacco loans in Uasin Gishu include products from KCB, Equity Bank, Co-operative Bank. Interest rates start from around 14.9% p.a. depending on the product and your credit profile. Compare all 69+ options on PesaMarket to find the best fit for your needs.

How do I apply for sacco loans in Uasin Gishu?

To apply for sacco loans in Uasin Gishu: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Eldoret or Turbo or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.

Which banks have branches in Uasin Gishu County?

Major banks with branches in Uasin Gishu include: KCB (8 branches - CBD, West Indies, Huruma); Equity Bank (7 branches - CBD, West Indies, Pioneer); Co-operative Bank (7 branches - CBD, West Indies, Kapseret); ABSA (4 branches - CBD, Elgon View). You can also access mobile banking and digital loans from anywhere in Uasin Gishu.

What is the minimum salary to qualify for sacco loans in Uasin Gishu?

Minimum salary requirements for sacco loans in Uasin Gishu vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.

Are there sacco loans without CRB check in Uasin Gishu?

Some digital lenders in Uasin Gishu offer sacco loans with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.

Also in Uasin Gishu

SACCO Loans in Uasin Gishu's Major Towns

Whether you're in Eldoret, Turbo, Burnt Forest, or any other part of Uasin Gishu County, you can access sacco loans from leading financial institutions. Eldoret has the most bank branches, but mobile banking and digital loans are available across the entire Rift Valley region. Our platform helps you compare rates and find the best sacco loans for your needs.

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