Odorero SACCO Development Loan
Odorero SACCO
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
13% p.a.
Loan Amount
Ksh 20,000 - Ksh 4,000,000
Approval Time
24-72 hours
Processing Fee
KshNaN
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Pros & Cons
Pros
- Competitive 13% interest on reducing balance
- Up to 3x deposits development loan
- Tailored for kericho county residents
- Kericho HQ anchor branch
- Tenure up to 48 months
- Matatu working capital
- KES 20k entry
- Chama-to-SACCO conversion
Cons
- Restricted to regional common bond members
- Guarantors required from same SACCO
- Minimum 3 months deposits before first loan
- Processing can take up to 72 hours
- Higher 13% rate
- KES 4m ceiling
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Product Details
Features
- Kericho community SACCO with open-bond structure
- Matatu industry working capital loan
- Market vendor micro-loan from KES 20,000
- FOSA with local agent banking
- Chama savings to SACCO conversion product
- USSD self-service channel
- Quick 48-hour disbursement
Eligibility Requirements
Age: 18 - 60 years
Employment: Kericho traders, Salaried employees, Community savers
Required Documents
- National ID
- Membership certificate
- Payslips (3 months) or trade proof
- Guarantor forms (2+ guarantors)
- KRA PIN certificate
Repayment Options
Salary check-offBank transferM-Pesa
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