Winas SACCO Development Loan
Winas SACCO
Last updated: January 14, 2026
Status unverified
★★★★★
0/5Based on 0 Reviews
Interest Rate
12% p.a.
Loan Amount
Ksh 50,000 - Ksh 10,000,000
Approval Time
24-72 hours
Processing Fee
KshNaN
Rating Breakdown
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Pros & Cons
Pros
- High 16.5% dividend (2024)
- 12.5% interest on deposits
- Open membership
- Strong KES 14.4B asset base
- Mobile banking available
- FOSA services
Cons
- 6-month membership required
- Requires guarantors
- Must build deposits first
Customer Reviews
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Product Details
Features
- 45,000+ active members
- KES 14.4 billion in assets (2024)
- 16.5% dividend on shares (2024)
- 12.5% interest on deposits
- Borrow up to 3x deposits
- Multiple loan products
- FOSA banking services
- Mobile banking via app
- Countrywide branch network
Eligibility Requirements
Age: 18 - 65 years
Employment: Open to all Kenyans
Required Documents
- National ID
- Membership certificate
- Payslips or income proof
- Guarantor forms
Repayment Options
Check-offBank transferM-PesaFOSA deduction
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