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Shoppers SACCO Development Loan

Shoppers SACCO

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
13% p.a.
Loan Amount
Ksh 20,000 - Ksh 5,000,000
Approval Time
24-72 hours
Processing Fee
KshNaN

Rating Breakdown

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Total: 0 Reviews

Pros & Cons

Pros

  • Competitive 13% interest on reducing balance
  • Up to 3x deposits development loan
  • Tailored for retail and supermarket chain employees
  • Nairobi HQ anchor branch
  • Tenure up to 60 months
  • Low entry loan amount KES 20k
  • In-store mini-FOSA desks
  • Shift-worker support

Cons

  • Restricted to retail common bond members
  • Guarantors required from same SACCO
  • Minimum 3 months deposits before first loan
  • Processing can take up to 72 hours
  • Higher 13% rate
  • Smaller ceiling KES 5m

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Product Details

Features

  • Membership open to all major Kenyan supermarket chain employees
  • Small-ticket emergency loan from KES 20,000
  • Shift-worker friendly 24-hour customer care
  • M-Pesa disbursement tuned for informal retail cash flow
  • Mini-FOSA desks inside partner stores
  • Education loan timed to January and May school terms
  • Stock trading advance for canteen micro-entrepreneurs

Eligibility Requirements

Age: 18 - 60 years
Employment: Supermarket employees, Retail chain cashiers, Store supervisors, Wholesale staff

Required Documents

  • National ID
  • Membership certificate
  • Payslips (3 months) or trade proof
  • Guarantor forms (2+ guarantors)
  • KRA PIN certificate

Repayment Options

Salary check-offBank transferM-Pesa

Ready to Apply?

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Application takes less than 10 minutes

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