Sheria SACCO Development Loan
Sheria SACCO
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
12% p.a.
Loan Amount
Ksh 50,000 - Ksh 15,000,000
Approval Time
24-72 hours
Processing Fee
KshNaN
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Pros & Cons
Pros
- Competitive 12% interest on reducing balance
- Up to 4x deposits development loan
- Tailored for judicial officers
- Nairobi HQ anchor branch
- Tenure up to 72 months
- Practising certificate financing
- Multi-court FOSA
- CLE training loan
Cons
- Restricted to law enforcement common bond members
- Guarantors required from same SACCO
- Minimum 3 months deposits before first loan
- Processing can take up to 48 hours
- Legal sector bond only
- Advocate certificate verification required
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Product Details
Features
- Dedicated SACCO for legal and judicial professionals
- 4x deposits development loan up to KES 15m
- Advocate practising certificate financing
- Payroll check-off across Judiciary and ODPP
- FOSA with multi-court station access
- Continuing legal education (CLE) loan
- Retirement annuity for judicial officers
Eligibility Requirements
Age: 18 - 60 years
Employment: Judiciary staff, ODPP prosecutors, Court clerks, Advocates of the High Court
Required Documents
- National ID
- Membership certificate
- Payslips (3 months) or trade proof
- Guarantor forms (2+ guarantors)
- KRA PIN certificate
Repayment Options
Salary check-offBank transferM-Pesa
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