Dhabiti SACCO Development Loan
Dhabiti SACCO
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
12% p.a.
Loan Amount
Ksh 30,000 - Ksh 6,000,000
Approval Time
24-72 hours
Processing Fee
KshNaN
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Pros & Cons
Pros
- Competitive 12% interest on reducing balance
- Up to 3x deposits development loan
- Tailored for eastern kenya teachers
- Meru HQ anchor branch
- Tenure up to 72 months
- Dairy milk cheque backed loan
- Fast 48-hour emergency
- Women chama focus
Cons
- Restricted to regional common bond members
- Guarantors required from same SACCO
- Minimum 3 months deposits before first loan
- Processing can take up to 48 hours
- Meru/Tharaka common bond
- KCC verification adds steps
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Product Details
Features
- Eastern Kenya SACCO for teachers and dairy farmers
- Dairy milk cheque backed loan with KCC verification
- TSC check-off across Meru and Tharaka-Nithi
- Rapid 48-hour emergency loan
- Education loan cycle aligned to school calendar
- FOSA with M-Pesa and Airtel Money sweeps
- Savings drive targeted at women's chamas
Eligibility Requirements
Age: 18 - 60 years
Employment: TSC teachers, County employees, Dairy farmers
Required Documents
- National ID
- Membership certificate
- Payslips (3 months) or trade proof
- Guarantor forms (2+ guarantors)
- KRA PIN certificate
Repayment Options
Salary check-offBank transferM-Pesa
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