Kipokezi SACCO Development Loan
Kipokezi SACCO
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
13% p.a.
Loan Amount
Ksh 20,000 - Ksh 5,000,000
Approval Time
24-72 hours
Processing Fee
KshNaN
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Pros & Cons
Pros
- Competitive 13% interest on reducing balance
- Up to 3x deposits development loan
- Tailored for rift valley smallholders
- Nakuru HQ anchor branch
- Tenure up to 60 months
- Maize/potato season loans
- Matatu working capital
- Market-day agent banking
Cons
- Restricted to community common bond members
- Guarantors required from same SACCO
- Minimum 3 months deposits before first loan
- Processing can take up to 72 hours
- Higher 13% rate
- KES 5m ceiling
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Product Details
Features
- Rift Valley community SACCO - open bond
- Maize and potato farmer seasonal loans
- Matatu operator working capital loan
- FOSA with market-day agent banking
- KES 20,000 entry loan for new members
- Chama-to-SACCO conversion support
- USSD self-service
Eligibility Requirements
Age: 18 - 60 years
Employment: Rift Valley salaried staff, Traders, Smallholder farmers
Required Documents
- National ID
- Membership certificate
- Payslips (3 months) or trade proof
- Guarantor forms (2+ guarantors)
- KRA PIN certificate
Repayment Options
Salary check-offBank transferM-Pesa
Ready to Apply?
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