Skip to main content

Ngarisha SACCO Development Loan

Ngarisha SACCO

Last updated: April 16, 2026

Reviewed byPesaMarket
|Last verified: Apr 16, 2026
★★★★★
0/5
Based on 0 Reviews
Interest Rate
12.5% p.a.
Loan Amount
Ksh 30,000 - Ksh 6,000,000
Approval Time
24-72 hours
Processing Fee
KshNaN

Rating Breakdown

5★
(0)
4★
(0)
3★
(0)
2★
(0)
1★
(0)
Total: 0 Reviews

Pros & Cons

Pros

  • Competitive 12.5% interest on reducing balance
  • Up to 3x deposits development loan
  • Tailored for kisii and nyamira civil servants
  • Kisii HQ anchor branch
  • Tenure up to 60 months
  • Coffee/tea bonus backed
  • Title processing loan
  • Youth savings drive

Cons

  • Restricted to regional common bond members
  • Guarantors required from same SACCO
  • Minimum 3 months deposits before first loan
  • Processing can take up to 72 hours
  • Nyanza highland focus
  • Bonus seasonality

Customer Reviews

⭐

No reviews yet

Be the first to share your experience with Ngarisha SACCO Development Loan

Write the First Review

Share Your Experience

We'll only use this to verify your review

0/2000 characters (minimum 20 characters)

Note: Reviews are moderated and will be published after verification.

Product Details

Features

  • Kisii highland SACCO serving teachers and farmers
  • TSC check-off for Kisii County teachers
  • Coffee and tea bonus-backed loans
  • Land purchase and title processing loan
  • Dividend payout 10-12% annually
  • FOSA with M-Pesa paybill integration
  • Community savings drive for youth SACCOs

Eligibility Requirements

Age: 18 - 60 years
Employment: TSC teachers, County staff, Tea/coffee farmers

Required Documents

  • National ID
  • Membership certificate
  • Payslips (3 months) or trade proof
  • Guarantor forms (2+ guarantors)
  • KRA PIN certificate

Repayment Options

Salary check-offBank transferM-Pesa

Ready to Apply?

Get started with Ngarisha SACCO Development Loan today. Fast approval and competitive rates.

Apply Now

Application takes less than 10 minutes

Why Trust Our Reviews?

  • Verified customer reviews only
  • Independent ratings and analysis
  • Regularly updated product information
  • Transparent review methodology
Need help? Chat with us