Ngarisha SACCO Development Loan
Ngarisha SACCO
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
12.5% p.a.
Loan Amount
Ksh 30,000 - Ksh 6,000,000
Approval Time
24-72 hours
Processing Fee
KshNaN
Rating Breakdown
5★
(0)
4★
(0)
3★
(0)
2★
(0)
1★
(0)
Total: 0 Reviews
Pros & Cons
Pros
- Competitive 12.5% interest on reducing balance
- Up to 3x deposits development loan
- Tailored for kisii and nyamira civil servants
- Kisii HQ anchor branch
- Tenure up to 60 months
- Coffee/tea bonus backed
- Title processing loan
- Youth savings drive
Cons
- Restricted to regional common bond members
- Guarantors required from same SACCO
- Minimum 3 months deposits before first loan
- Processing can take up to 72 hours
- Nyanza highland focus
- Bonus seasonality
Customer Reviews
⭐
No reviews yet
Be the first to share your experience with Ngarisha SACCO Development Loan
Write the First ReviewShare Your Experience
Product Details
Features
- Kisii highland SACCO serving teachers and farmers
- TSC check-off for Kisii County teachers
- Coffee and tea bonus-backed loans
- Land purchase and title processing loan
- Dividend payout 10-12% annually
- FOSA with M-Pesa paybill integration
- Community savings drive for youth SACCOs
Eligibility Requirements
Age: 18 - 60 years
Employment: TSC teachers, County staff, Tea/coffee farmers
Required Documents
- National ID
- Membership certificate
- Payslips (3 months) or trade proof
- Guarantor forms (2+ guarantors)
- KRA PIN certificate
Repayment Options
Salary check-offBank transferM-Pesa
Ready to Apply?
Get started with Ngarisha SACCO Development Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
You Might Also Like
Why Trust Our Reviews?
- Verified customer reviews only
- Independent ratings and analysis
- Regularly updated product information
- Transparent review methodology