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Ndege Chai SACCO Development Loan

Ndege Chai SACCO

Last updated: November 13, 2026

Compiled byPesaMarket
|Last updated: Nov 13, 2026
★★★★★
0/5
Based on 0 Reviews
Interest Rate
Not published by the provider
Loan Amount
Ksh 20,000 - Ksh 6,000,000 (not confirmed by the provider)
Approval Time
24-72 hours
Processing Fee
Not stated

Rating Breakdown

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Total: 0 Reviews

Pros & Cons

Pros

  • Tailored for james finlays and unilever tea kenya employees and smallholders
  • Kericho HQ anchor branch
  • Tea-bonus backed loan
  • Estate-HR check-off
  • Estate housing loan

Cons

  • Restricted to agriculture common bond members
  • Guarantors required from same SACCO
  • Tea estate common bond
  • Bonus volatility baked in

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Product Details

Features

  • Tea-industry SACCO for Finlays and UTK employees
  • Tea bonus-backed loan with estate verification
  • Salary check-off through estate HR systems
  • Housing loan for estate-employee villages
  • Education loan timed to tea bonus season
  • Retirement scheme aligned to estate service

Eligibility Requirements

Age: 18 - 60 years
Employment: Tea estate employees, Finlays/UTK workers, Smallholder tea growers

Required Documents

  • National ID
  • Membership certificate
  • Payslips (3 months) or trade proof
  • Guarantor forms (2+ guarantors)
  • KRA PIN certificate

Repayment Options

Salary check-offBank transferM-Pesa

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