Ports SACCO Development Loan
Ports SACCO (Mombasa Port)
Last updated: January 14, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
12% p.a.
Loan Amount
Ksh 50,000 - Ksh 8,000,000
Approval Time
24-48 hours
Processing Fee
KshNaN
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Pros & Cons
Pros
- Exceptional 20% dividend (highest tier)
- 12.5% deposit interest
- Strong financial growth (49.5% surplus increase)
- Automatic KPA check-off
- Fast 24-48 hour processing
Cons
- Limited to KPA/maritime employees
- Mombasa-based primarily
- Requires guarantors
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Product Details
Features
- 20% dividend on shares (2024) - among highest in Kenya
- 12.5% interest on deposits
- KES 10.54 billion in assets
- Net surplus grew 49.5% in 2024
- Borrow up to 3x deposits
- Automatic salary check-off
- Emergency loan facility
- FOSA banking services
Eligibility Requirements
Age: 18 - 60 years
Employment: Kenya Ports Authority employees, Maritime sector workers
Required Documents
- National ID
- KPA Staff ID
- Membership certificate
- Payslips
- Guarantor forms
Repayment Options
Salary check-offBank transferFOSA deduction
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