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Unaitas SACCO Loan

Unaitas SACCO

Last updated: December 16, 2025

|Last verified: Dec 16, 2025
0/5
Based on 0 Reviews
Interest Rate
14% p.a.
Loan Amount
Ksh 5,000 - Ksh 5,000,000
Approval Time
24-48 hours
Processing Fee
KshNaN

Rating Breakdown

5
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4
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3
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2
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1
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Total: 0 Reviews

Pros & Cons

Pros

  • Open to all Kenyans
  • Fast loan processing
  • Mobile banking available
  • Low minimum deposits
  • Group lending options
  • Dividend earnings

Cons

  • Higher interest (14% vs 12%)
  • Lower multiplier (3x)
  • Requires guarantors
  • Shorter max tenure

Customer Reviews

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Product Details

Features

  • Open membership SACCO
  • Loans up to 3x your deposits
  • Mobile banking via app
  • School fees financing
  • Emergency loans
  • Asset financing
  • Group lending options
  • Dividend payments on deposits

Eligibility Requirements

Required Documents

  • National ID
  • KRA PIN
  • Proof of income
  • Guarantor forms

Repayment Options

M-PesaBank transferCheck-off

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