Capital SACCO Development Loan
Capital SACCO
Last updated: November 13, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Not confirmed
Loan Amount
Ksh 20,000 - Ksh 5,000,000 (not confirmed by the provider)
Approval Time
24-72 hours
Processing Fee
Not stated
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Tailored for meru
- Meru HQ anchor branch
- Miraa-trade weekly cycle loan
- Harvest repayment holidays
- SMS micro-savings
Cons
- Restricted to regional common bond members
- Guarantors required from same SACCO
- Eastern Kenya regional bond
Customer Reviews
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Product Details
Features
- Strong presence in Meru coffee and miraa belts
- Miraa-trade working capital with weekly repayments
- Harvest-season repayment holidays for coffee growers
- Chama group savings on SMS-driven micro-saving
- FOSA with agent network in Meru markets
- Instant mobile loan top-up via USSD
- Branch network across Eastern Kenya trading towns
Eligibility Requirements
Age: 18 - 60 years
Employment: Meru/Tharaka/Isiolo civil servants, Farmers, Small traders
Required Documents
- National ID
- Membership certificate
- Payslips (3 months) or trade proof
- Guarantor forms (2+ guarantors)
- KRA PIN certificate
Repayment Options
Salary check-offBank transferM-Pesa
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