Mwito SACCO Development Loan
Mwito SACCO
Last updated: April 16, 2026
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★★★★★
0/5Based on 0 Reviews
Interest Rate
12% p.a.
Loan Amount
Ksh 30,000 - Ksh 6,000,000
Approval Time
24-72 hours
Processing Fee
KshNaN
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Pros & Cons
Pros
- Competitive 12% interest on reducing balance
- Up to 3x deposits development loan
- Tailored for church ministers
- Nairobi HQ anchor branch
- Tenure up to 72 months
- Ecumenical common bond
- Parsonage/housing loan
- Seminary tuition product
Cons
- Restricted to professional common bond members
- Guarantors required from same SACCO
- Minimum 3 months deposits before first loan
- Processing can take up to 48 hours
- Clergy-only bond
- Church guarantee required
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Product Details
Features
- Ecumenical SACCO serving Kenyan clergy across denominations
- Parsonage/housing loan with church guarantee
- Mission work travel loan
- Theological college tuition loan for pastors
- FOSA with giving-transfer automation
- Retirement scheme for ministry servants
- Low 12% rate reflecting member profile
Eligibility Requirements
Age: 18 - 60 years
Employment: Clergy, Missionaries, Church administrative staff
Required Documents
- National ID
- Membership certificate
- Payslips (3 months) or trade proof
- Guarantor forms (2+ guarantors)
- KRA PIN certificate
Repayment Options
Salary check-offBank transferM-Pesa
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