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Mwingi Mwananchi SACCO Development Loan

Mwingi Mwananchi SACCO

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
13% p.a.
Loan Amount
Ksh 10,000 - Ksh 3,000,000
Approval Time
24-72 hours
Processing Fee
KshNaN

Rating Breakdown

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Pros & Cons

Pros

  • Competitive 13% interest on reducing balance
  • Up to 3x deposits development loan
  • Tailored for community sacco for mwingi residents - traders
  • Mwingi HQ anchor branch
  • Tenure up to 48 months
  • KES 10k entry loan
  • Drought hardship grace
  • Diaspora remittance integration

Cons

  • Restricted to regional common bond members
  • Guarantors required from same SACCO
  • Minimum 3 months deposits before first loan
  • Processing can take up to 72 hours
  • ASAL regional focus
  • KES 3m ceiling

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Product Details

Features

  • Community SACCO for Mwingi and neighbouring ASAL areas
  • Low KES 10,000 entry loan amount
  • Drought hardship loan with extended grace
  • Diaspora member scheme with Western Union deposits
  • Small business loan for market traders
  • FOSA accessible via Mwingi agent banking points
  • SMS-based balance and repayment alerts

Eligibility Requirements

Age: 18 - 60 years
Employment: Traders, Farmers, Small civil servants, Diaspora remitters

Required Documents

  • National ID
  • Membership certificate
  • Payslips (3 months) or trade proof
  • Guarantor forms (2+ guarantors)
  • KRA PIN certificate

Repayment Options

Salary check-offBank transferM-Pesa

Ready to Apply?

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