Kitui Teachers SACCO Development Loan
Kitui Teachers SACCO
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
12% p.a.
Loan Amount
Ksh 30,000 - Ksh 6,000,000
Approval Time
24-72 hours
Processing Fee
KshNaN
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Pros & Cons
Pros
- Competitive 12% interest on reducing balance
- Up to 3x deposits development loan
- Tailored for tsc-employed teachers across kitui county asal area
- Kitui HQ anchor branch
- Tenure up to 72 months
- ASAL drought hardship loan
- Semi-arid land-plot structure
- Teacher retirement annuity
Cons
- Restricted to teachers common bond members
- Guarantors required from same SACCO
- Minimum 3 months deposits before first loan
- Processing can take up to 48 hours
- Kitui teachers only
- ASAL climate risk built in
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Product Details
Features
- TSC check-off for Kitui County teachers only
- ASAL-friendly drought-hardship loan
- 3x deposits development loan
- Education loan timed to Kitui boarding school intakes
- Land-purchase loan structured for semi-arid plots
- Retirement annuity plan for long-serving teachers
- Mobile FOSA with SMS balance alerts
Eligibility Requirements
Age: 18 - 60 years
Employment: TSC teachers in Kitui County
Required Documents
- National ID
- Membership certificate
- Payslips (3 months) or trade proof
- Guarantor forms (2+ guarantors)
- KRA PIN certificate
Repayment Options
Salary check-offBank transferM-Pesa
Ready to Apply?
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