Chai SACCO Development Loan
Chai SACCO
Last updated: November 13, 2026
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★★★★★
0/5Based on 0 Reviews
Interest Rate
Not confirmed
Loan Amount
Ksh 30,000 - Ksh 8,000,000 (not confirmed by the provider)
Approval Time
24-72 hours
Processing Fee
Not stated
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Tailored for ktda tea factory employees and smallholder tea farmers
- Kericho HQ anchor branch
- Bonus-linked repayment
- Tea-sector agro-input loan
Cons
- Restricted to agriculture common bond members
- Guarantors required from same SACCO
- Tea common bond only
- Bonus volatility affects loan size
Customer Reviews
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Product Details
Features
- Common bond with KTDA tea factories in western highlands
- Bonus-linked repayment for smallholder tea growers
- Agro-inputs loan for fertiliser and plucking nets
- Education loan coinciding with tea bonus payouts
- Mobile teller visits during plucking off-peak
- Retirement savings for KTDA permanent staff
Eligibility Requirements
Age: 18 - 60 years
Employment: KTDA employees, Tea factory workers, Smallholder tea farmers
Required Documents
- National ID
- Membership certificate
- Payslips (3 months) or trade proof
- Guarantor forms (2+ guarantors)
- KRA PIN certificate
Repayment Options
Salary check-offBank transferM-Pesa
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