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Kisumu Teachers SACCO Development Loan

Kisumu Teachers SACCO

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
12% p.a.
Loan Amount
Ksh 30,000 - Ksh 6,000,000
Approval Time
24-72 hours
Processing Fee
KshNaN

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Pros & Cons

Pros

  • Competitive 12% interest on reducing balance
  • Up to 3x deposits development loan
  • Tailored for tsc teachers in kisumu county and neighbouring sub-counties
  • Kisumu HQ anchor branch
  • Tenure up to 72 months
  • Dholuo-language desk
  • Sugar belt teacher partnership
  • Lake-region focus

Cons

  • Restricted to teachers common bond members
  • Guarantors required from same SACCO
  • Minimum 3 months deposits before first loan
  • Processing can take up to 48 hours
  • Kisumu teachers only
  • Smaller KES 6m ceiling

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Product Details

Features

  • TSC check-off for Kisumu County teachers
  • Dholuo-language customer service desk
  • Sugar belt partnership for Muhoroni teachers
  • 3x deposits development loan
  • Lake region fishing-community schools fees loan
  • FOSA with Airtel Money paybill integration
  • Retirement annuity plan

Eligibility Requirements

Age: 18 - 60 years
Employment: TSC teachers Kisumu County

Required Documents

  • National ID
  • Membership certificate
  • Payslips (3 months) or trade proof
  • Guarantor forms (2+ guarantors)
  • KRA PIN certificate

Repayment Options

Salary check-offBank transferM-Pesa

Ready to Apply?

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Application takes less than 10 minutes

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