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Safaricom SACCO Loan

Safaricom SACCO

Last updated: December 16, 2025

|Last verified: Dec 16, 2025
0/5
Based on 0 Reviews
Interest Rate
12% p.a.
Loan Amount
Ksh 50,000 - Ksh 20,000,000
Approval Time
3-5 days
Processing Fee
KshNaN

Rating Breakdown

5
(0)
4
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3
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2
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1
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Total: 0 Reviews

Pros & Cons

Pros

  • Highest loan limits (KES 20M)
  • 4x deposit multiplier
  • Low 12% interest
  • Secure salary check-off
  • Digital-first services
  • Strong financial position

Cons

  • Strictly for Safaricom employees
  • 6 months contribution requirement
  • 3 guarantors needed
  • High minimum loan

Customer Reviews

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Product Details

Features

  • Exclusive Safaricom employee SACCO
  • 4x loan multiplier
  • Competitive 12% interest
  • High loan limits up to KES 20M
  • Car loans
  • Mortgage financing
  • Education loans
  • Digital SACCO services

Eligibility Requirements

Required Documents

  • Safaricom ID
  • National ID
  • Payslips
  • Guarantor forms

Repayment Options

Salary check-off

Ready to Apply?

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Application takes less than 10 minutes

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