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Kenya County Government SACCO Development Loan

County Government SACCO

Last updated: April 16, 2026

Reviewed byPesaMarket Research Team
|Last verified: Apr 16, 2026
★★★★★
0/5
Based on 0 Reviews
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Interest Rate
12.5% p.a.
Loan Amount
Ksh 50,000 - Ksh 10,000,000
Approval Time
24-72 hours
Processing Fee
KshNaN

Rating Breakdown

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Total: 0 Reviews

Pros & Cons

Pros

  • Competitive 12.5% interest on reducing balance
  • Up to 3x deposits development loan
  • Tailored for county government employees across all 47 counties
  • Nairobi HQ anchor branch
  • Tenure up to 72 months
  • Cross-county payroll integration
  • Devolution hardship product
  • Inter-county transfer FOSA

Cons

  • Restricted to county governments common bond members
  • Guarantors required from same SACCO
  • Minimum 3 months deposits before first loan
  • Processing can take up to 72 hours
  • County government bond only
  • Satellite offices not in every county

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Product Details

Features

  • Cross-county common bond for county government staff
  • County payroll check-off across 47 counties
  • 3x deposits development loan
  • Devolution-stage hardship loan
  • FOSA with inter-county transfer support
  • Education loan synced to county-funded bursaries
  • Retirement scheme aligned to county service

Eligibility Requirements

Age: 18 - 60 years
Employment: County assembly staff, County executive officers, County government agencies

Required Documents

  • National ID
  • Membership certificate
  • Payslips (3 months) or trade proof
  • Guarantor forms (2+ guarantors)
  • KRA PIN certificate

Repayment Options

Salary check-offBank transferM-Pesa

Ready to Apply?

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Application takes less than 10 minutes

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