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Harambee SACCO Loan

Harambee SACCO

Last updated: December 16, 2025

|Last verified: Dec 16, 2025
0/5
Based on 0 Reviews
Interest Rate
12% p.a.
Loan Amount
Ksh 20,000 - Ksh 20,000,000
Approval Time
3-5 days
Processing Fee
KshNaN

Rating Breakdown

5
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4
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3
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2
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1
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Total: 0 Reviews

Pros & Cons

Pros

  • High 4x loan multiplier
  • Low 12% interest rate
  • Secure government check-off
  • Long repayment period
  • Large loan amounts
  • Dividend earnings

Cons

  • Limited to government employees
  • Requires 3 guarantors
  • 6 months contribution period
  • Longer processing time

Customer Reviews

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Product Details

Features

  • Highest multiplier - up to 4x deposits
  • Lowest rate at 12% p.a.
  • Government salary check-off
  • Long tenure up to 72 months
  • Emergency loans available
  • School fees advance
  • Development loans
  • Dividends on deposits

Eligibility Requirements

Required Documents

  • Employment ID
  • National ID
  • 6 months payslips
  • Guarantor forms

Repayment Options

Salary check-off

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