Harambee SACCO Loan
Harambee SACCO
Last updated: December 16, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
12% p.a.
Loan Amount
Ksh 20,000 - Ksh 20,000,000
Approval Time
3-5 days
Processing Fee
KshNaN
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- High 4x loan multiplier
- Low 12% interest rate
- Secure government check-off
- Long repayment period
- Large loan amounts
- Dividend earnings
Cons
- Limited to government employees
- Requires 3 guarantors
- 6 months contribution period
- Longer processing time
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Product Details
Features
- Highest multiplier - up to 4x deposits
- Lowest rate at 12% p.a.
- Government salary check-off
- Long tenure up to 72 months
- Emergency loans available
- School fees advance
- Development loans
- Dividends on deposits
Eligibility Requirements
Required Documents
- Employment ID
- National ID
- 6 months payslips
- Guarantor forms
Repayment Options
Salary check-off
Ready to Apply?
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