Education Loans in Kenya
Compare 6 education and school-fees loan products in Kenya — HELB-administered and CBK-licensed bank options including Higher Education Loans Board, Co-operative Bank of Kenya, Equity Bank Kenya and 2 more. Loan sizes KES 30K-3M. As of 2026-06-27.
There are 6 education loans available in Kenya with interest rates from 4% to 14% per annum. Amounts range from KES 30,000 to KES 3,000,000. PesaMarket updates this data regularly.
Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 16/12/2025.
Showing 6 of 6 products
Co-op School Fees Advance
Co-operative Bank of Kenya
- Competitive rate at 13.5%
- All education levels covered
Equity Elimu School Fees Loan
Equity Bank Kenya
- School fees financing all levels
- Wings to Fly scholarship integration
HELB Jielimishe Loan
Higher Education Loans Board
- Self-development education financing
- Professional course financing
HELB TVET Loan
Higher Education Loans Board
- Lowest interest rate at 4%
- Government-subsidized loan
HELB Undergraduate Student Loan
HELB
- Lowest education loan rate (4% p.a.)
- Government-sponsored student loan
KCB Masomo Education Loan
Kenya Commercial Bank
- School fees loans for all levels
- Primary to university coverage
Expert Advice
“HELB alone rarely covers full tuition. Combining HELB with a bank education loan can fill the gap, but compare total repayment costs before committing to private financing.”