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🇰🇪 PROUDLY KENYAN

Education Loans in Kenya

Compare 6 education and school-fees loan products in Kenya — HELB-administered and CBK-licensed bank options including Higher Education Loans Board, Co-operative Bank of Kenya, Equity Bank Kenya and 2 more. Loan sizes KES 30K-3M. As of 2026-11-14.

Compiled byPesaMarket
|Last updated: Nov 13, 2026

There are 6 education loans available in Kenya. Amounts range from KES 30,000 to KES 3,000,000. PesaMarket updates this data regularly.

Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 13/11/2026.

Showing 6 of 6 products

⭐ SACCO members

Co-op School Fees Advance

Co-operative Bank of Kenya

Status unverified
Interest Rate
Rate not published
per annum
Max Amount
KES 2500K (not confirmed by the provider)
Approval Time
24-72 hours
Processing Fee
Not stated
  • All education levels covered
  • SACCO member discounts
Apply Now
⭐ Parents with multiple children

Equity Elimu School Fees Loan

Equity Bank Kenya

Status unverified
Interest Rate
Rate not confirmed
per annum
Max Amount
KES 2000K (not confirmed by the provider)
Approval Time
24-48 hours
Processing Fee
Not stated
  • School fees financing all levels
  • Wings to Fly scholarship integration
Apply Now
⭐ Working professionals

HELB Jielimishe Loan

Higher Education Loans Board

Status unverified
Interest Rate
Rate not confirmed
per annum
Max Amount
KES 500K (not confirmed by the provider)
Approval Time
2-3 weeks
Processing Fee
Not stated
  • Self-development education financing
  • Professional course financing
Apply Now
⭐ TVET students

HELB TVET Loan

Higher Education Loans Board

Status unverified
Interest Rate
Rate not confirmed
per annum
Max Amount
KES 50K (not confirmed by the provider)
Approval Time
2-4 weeks
Processing Fee
Not stated
  • Government-subsidized loan
  • Grace period during study
Apply Now
⭐ University students from any background

HELB Undergraduate Student Loan

HELB

Status unverified
Interest Rate
Rate not confirmed
per annum
Max Amount
KES 70K (not confirmed by the provider)
Approval Time
2-4 weeks after application
Processing Fee
Not stated
  • Government-sponsored student loan
  • Covers tuition, accommodation, books
Apply Now
⭐ Parents with school-age children

KCB Masomo Education Loan

Kenya Commercial Bank

Status unverified
Interest Rate
Rate not published
per annum
Max Amount
KES 3000K (not confirmed by the provider)
Approval Time
24-48 hours
Processing Fee
Not stated
  • School fees loans for all levels
  • Primary to university coverage
Apply Now

Expert Advice

“HELB alone rarely covers full tuition. Combining HELB with a bank education loan can fill the gap, but compare total repayment costs before committing to private financing.”

P
PesaMarket Research Team

Financial Analysis

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