Fast Loan
Timiza Instant Loan
ABSA Bank Kenya
Last updated: October 29, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
10% - 18% p.a.
Loan Amount
Ksh 500 - Ksh 150,000
Approval Time
Instant (0-1 minute)
Processing Fee
Ksh 0
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Instant approval within 1 minute
- No paperwork or documentation
- Available to everyone (no employment requirement)
- Loans as low as KES 500
- No processing fee
- Flexible 1-6 month terms
- Credit limit grows with good repayment
- Available 24/7 via app or USSD
- Builds credit history
Cons
- High interest rates (10-18% per month)
- Low initial loan limits for new users
- Requires M-Pesa account
- Auto-debit can drain M-Pesa balance
- Late payment affects credit score
Customer Reviews
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Product Details
Features
- Instant approval (1 minute)
- No paperwork required
- Loans from KES 500 to KES 150,000
- Flexible repayment 1-6 months
- Credit limit increases with good repayment
- No collateral required
- Apply via USSD *224# or Timiza App
- Repay via M-Pesa
- Available 24/7
- Build credit history with CRB
Eligibility Requirements
Age: 18 - 70 years
0Employment: Employed, Self-employed, Business owner, Unemployed (with income source)
Required Documents
- National ID
- Active phone number
- M-Pesa account
Repayment Options
M-Pesa Paybill 303030ABSA Banking AppAuto-debit from M-PesaABSA account deduction
Ready to Apply?
Get started with Timiza Instant Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
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