Fast Loan
Wabema Credit Mobile Loan
Wabema Credit
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 2,000 - Ksh 50,000
Approval Time
Within 10 minutes for approved applications
Processing Fee
KshNaN
Rating Breakdown
5★
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4★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- Consent-based data use — no unsolicited marketing
- Available across Kenya, not just Nairobi
- Accessible even with a basic smartphone
Cons
- Daily late-fee compounding can accumulate fast
- Gmail-only contact channel — no branded website
- Reduced loan limit if CRB score drops below 600
Expert Analysis
Wabema Credit is a CBK-licensed Digital Credit Provider, licensed in 2025. The lender serves Kenya's digital-credit market under the 2022 CBK DCP regime.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2025
- Optional loan insurance add-on
- Regulated under CBK Digital Credit Providers Regulations 2022
- M-Pesa STK push for one-tap repayment
- No collateral required for first-time loans
- Digital loan agreement signed via OTP
- Paperless application — no paperwork to print
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-PesaAirtel Money
Ready to Apply?
Get started with Wabema Credit Mobile Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
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